Parallel cards

You can apply for parallel cards linked to your credit card for your children, for example. The principal card and all parallel cards are linked to the same credit account. As the principal cardholder, you will receive a single invoice for any purchases made with the principal card and the parallel cards. A parallel card will come in handy in many situations, such as if your child moves abroad to study.

You can apply for as many parallel cards as you like, so all family members can have their own card, if necessary. You can manage the use of the parallel cards by setting spending limits per card, which can easily be updated whenever you need to. More information on the fees for the parallel cards can be found in Nordea’s product-specific tariff.

Applying for a parallel card

With the guardians’ consent, a parallel card can be granted to a minor as a combination card or as a credit card only. When applying for the card, you can select the services linked to the card and enable online payments, for example. The guardians and the minor are jointly responsible for meeting the terms and conditions of the card agreement. If a minor’s card is a combination card, the owner of the credit account is responsible for the use of the credit card and the guardians and the minor are jointly responsible for the use of the minor’s bank account.

If you need more information or want to apply for a parallel card, please call Nordea Customer Service. When ordering a card for a minor we will identify both guardians from their online banking codes during the same phone call.

Parallel cards will give you flexibility in the everyday life of your family and in unexpected situations

Parallel cards will come in handy for your children in many situations and give them financial security if they move abroad to study, for example. A parallel card can also come to your family members’ rescue if they have unexpected expenses. A parallel card can also help your children start their adult lives.

Joint credit card

A parallel card can also be a joint credit card. This means that the parallel card holder and the principal cardholder are jointly responsible for complying with the credit terms and conditions applied to the card and repayment of credit. In order to apply for a joint credit card, you must be at least 18 years old.