Printed code cards will no longer be accepted
You can only use e-identification with a code app or a code calculator, for instance. In Netbank, code cards will no longer be accepted as a login method as of early 2020.
E-identification means a service in which you use your online banking codes for logging in to another service provider’s services. For instance, My Kanta Pages (kanta.fi) and MyTax (vero.fi) services have been using the e-identification service for login since 27 September.
Once the service provider has started to use the new e-identification, users of its online service will be directed to a new e-identification page. In future, you will select the identification method (code app, code calculator or code app in offline mode) from the icons displayed, after which you will write your user ID on the appropriate line.
Logging in to Netbank with a code card will no longer be possible after a date to be specified later. In future, you will need either the code app or the code calculator for Netbank as well.
Similarly, you will need your online banking codes for card payments more often, as online card payments will have to be separately confirmed with online banking codes. This will make online purchases more secure than before.
Third-party account information services and payment initiation services
In future, you will be able to authorise a payment service provider licensed by the Finnish Financial Supervisory Authority to retrieve your account information and to initiate payments from your payment accounts with various banks within the EU area. In this case, you will personally give the authorisation to the service provider and no one else can access your information without your permission. This may lead to the creation of new kinds of services, such as a service in which your account information with several banks will be compiled in a single report.