We will send letters about current topics to our personal and corporate customers in May 2018.
I received a letter about Nordea’s re-domiciliation. What does it mean and where can I find further information about this?
Nordea is getting ready for a re-domiciliation from Sweden to Finland on 1 October 2018. This is a legal measure that will not have any effects on the daily banking of our customers. Read more about Nordea’s re-domiciliation
I received a letter about the new General Data Protection Regulation (GDPR). What does it mean and where can I find further information about this?
I received a letter about revisions to the card service tariff and amendments to the card terms and conditions. Why are you revising prices?
We have not made significant changes to our card service tariff in recent years, and the prices will now be adjusted taking into account increased operating costs. Even after these revisions, our prices will remain competitive in comparison with our competitors.
By updating the price of paper invoices, we want to reduce the environmental impacts of our operations by encouraging our customers to use e-invoices instead. Switching to digital services reduces the carbon dioxide emissions caused by printing and distribution and thus has an impact on our carbon footprint.
Customers are charged an account management fee only if they have available credit and they are not repaying the used overdraft facility in full with the first invoice. Therefore every credit card holder is not continuously charged with this fee. It is only charged from customers who are using their credit.
Currency markup is added to card transactions whose original currency is not the euro. It is charged for the currency exchange in relation to card payments or cash withdrawals. In accordance with terms and conditions, the currency markup is added to the market’s average exchange rate. As currency markup is not a service fee, it is not included in Nordea's tariff.
Why are you making amendments to the card terms and conditions?
We have updated our card terms and conditions by specifying the clauses on card use. At the same time, we have updated the terms and conditions to correspond to our current card selection.
Where can I find the new card terms and conditions?
- General card terms and conditions (pdf, 108 KB)Opens new window
- Terms and conditions for Mastercard Credit, Gold, Premium and Platinum credit accounts (pdf, 60 KB)Opens new window (creditor Nordea Finance Finland Ltd)
- Terms and conditions for Stockmann (pdf, 234 KB)Opens new window-, Finnair Plus (pdf, 234 KB)Opens new window- and TUOHI Mastercard (pdf, 232 KB)Opens new window credit accounts (creditor Nordea Finance Finland Ltd)
- Terms and conditions for Mastercard Credit, Gold and Black credit accounts (pdf, 60 KB)Opens new window (creditor Nordea Bank AB (publ), Finnish Branch)
I received a letter about amendments to the account terms and conditions. What does it mean?
We want to make sure that, in future, even customers who do not have Nordea’s access codes for Mobile Bank and Netbank are able to receive electronic messages through Nordea’s electronic service (Omaposti) in which you can authenticate your identity with other bank's access codes. At this stage, the amendment to the terms and conditions does not affect the communications between customers and Nordea in any way.