Payment orders, i.e. cash deliveries

If the sender, such as the state, the Tax Administration or a company, does not know the recipient’s account number, the payment will be sent to Nordea as a money order (cash delivery). On this page, you can read how a private person or a company can cash the money order based on the information in the letter notifying them of the money order.

Deadlines for cashing a money order

When you receive a tax refund paid by money order, you need to cash it at Nordea within 28 days. Other money orders need to be cashed within 45 days. You should act as soon as possible after you have received the letter notifying you of the money order, as cashing a money order may take several banking days depending on how you choose to cash it. 

Alternatively, you can provide your account number to the payer (such as the Tax Administration), which means you don’t need to cash the money order through Nordea.

MyTax

Provide your account number in the MyTax service

In the case of a tax refund, provide your account number in the MyTax service (vero.fi/mytax). The Tax Administration will pay the refund to your account within about five weeks of the date of the letter notifying you of the money order. An added benefit is that you will receive all refunds in the future directly to your account without a separate notification.

It is free of charge to cash a money order in this way.

Go to MyTax and provide your account numberOpens new window

Nordea Omaposti
Letter
Branch

How to cash a money order – estate

  • If the recipient of the money order is an estate, the money order can only be cashed at a branch providing cashier services.
  • If the estate has an account with Nordea, one of the parties to the estate may cash the money order once the estate inventory deed including appendices has been delivered to Nordea. Please bring the letter notifying you of the money order with you, as it is not possible to cash it without the letter.
  • If the account of the estate is with another bank, you will need the consent of all parties to the estate before you can cash the money order. Please bring the letter notifying you of the money order with you, the estate inventory deed including appendices and a power of attorney signed by the parties to the estate (pdf, 152 KB)Opens new window.

Check the branches where you can cash a money order for an estate here

How to cash a money order – minor

The minor has Nordea’s online banking codes:

  • In the case of a tax refund, provide your account number in the MyTax service.
  • You can also cash the money order via the Nordea Omaposti service

The minor does not have Nordea’s online banking codes:

If the recipient of the money order is a minor, the money order can only be cashed at a branch providing cashier services. 

A money order addressed to a minor can be cashed by both guardians together or by one of the guardians alone. If one guardian wants to cash the money order alone, they must present a power of attorney signed by the other guardian. Please bring with you the letter notifying you of the money order and a power of attorney, if necessary.

Check the branches where you can cash a money order for a minor here

How to cash a money order – corporate customer

In case of a tax refund, provide your company’s account number in the MyTax service (vero.fi/mytax). The Tax Administration will pay the refund to your company’s account within about five weeks of the date of the letter notifying you of the money order. An added benefit is that your company will receive all refunds in the future directly to its account without a separate notification. 

Go to MyTax and provide your company’s account numberOpens new window

You can also cash your money order by calling Nordea Business Centre, tel. 0200 26262, and using your valid online banking codes from any Finnish bank.

How to cash a money order – deemed partnership

If the recipient of the money order is a deemed partnership, the money order can only be cashed at a branch providing cashier services. Please bring with you the letter notifying you of the money order, the latest tax decision and a power of attorney, if necessary.

  • Any party to a deemed partnership can deposit the money order to an account with Nordea without a power of attorney.
  • In case the account is with another bank, a power of attorney given by all parties to the deemed partnership must be presented to the bank.

Check the branches where you can cash a money order for a deemed partnership here

How to cash a money order – Prices

Prices for cashing a money order
Ways to cash a money orderNordea customersCustomers of other banks
MyTax0€0€
Omaposti0€4€
Letter4€7€
Branch6€9€

What to do when the money order has not been cashed

If you don’t cash the money order within the time limit set, the money will be returned to the payer. 

  • You can get your tax refund by providing your account number in the MyTax service (vero.fi/mytax) even after the deadline, and the Tax Administration will pay the refund to your account.
  • In other cases please contact the payer and agree on what to do.