Estate inventory and estate inventory deed

The estate inventory deed drafted during the estate inventory process includes a list of all the parties to the estate, the deceased person’s assets and debts and the estate’s tax return. We will send information on all accounts and other agreements with Nordea to the estate’s address. You will need this information for the estate inventory.

Estate inventory

The estate inventory must be carried out within three months of your loved one’s death. The Tax Administration may grant additional time upon request. You can enlist a solicitor to carry out the estate inventory.

You will need a report on the family relationships of the deceased person from the age of 15 until their date of death for the estate inventory to determine the heirs of the deceased.

The estate inventory deed drafted during the estate inventory process must include the deceased’s assets as well as the estate’s debts and deductions. If the deceased had a will or a prenuptial agreement, they will also be appended to the estate inventory deed.  

Accounts, safety deposit boxes and other assets

We will automatically send information about the deceased’s accounts and other assets with Nordea to their last known address for the purpose of drafting the estate inventory deed. The balance statement of a widow(er) needs to be requested separately. You should also request balance statements from your loved one’s other banks.  

If the deceased had a safety deposit box, you must take inventory of the assets and documents held in the safety deposit box. Book an appointment in branch and we will help you with the inventory. Call Nordea Customer Service, tel 0200 70 000 (local rates apply), to book the appointment. 

Verifying the parties to the estate

As the bank, we need to know who the parties to the deceased customer’s estate are. We will verify the parties to the estate from the estate inventory deed and its appendices. Once we have done this, we will notify the party managing the estate and the estate distribution can begin.

The Digital and Population Data Services Agency can confirm upon request that the correct persons have been named as the parties to the estate in the estate inventory deed. In some cases, requesting this confirmation may make it easier for you to manage the estate’s affairs. For more information, visit the Digital and Population Data Services Agency’s website at www.dvv.fiOpens new window.

Estate’s debts?

The parties to the estate are not personally liable for any of the estate’s debts incurred before or after death. A party to the estate may have a personal liability for the estate’s debts in exceptional cases only – for example, if the estate inventory is not completed.

We hope that you contact us if you have any questions about an estate’s debts – especially if you had a joint loan with the deceased. We will give you advice on what to do in this new situation. 

Contact us

If you have any questions about looking after an estate, please call Nordea Customer Service, tel 0200 70 000 (local rates apply). Select “estate” as the reason you are calling and we will put you through to one of our bereavement specialists.

Estate inventory and deed of distribution for Premium Customers:

  1. our legal counsel specialised in wealth management will help you in an online or face-to-face meeting or
  2. we will direct you to the service you need.

Estate distribution and inheritance tax

The estate’s assets with Nordea can be distributed once we have verified the parties to the estate from the estate inventory deed.

Read more abut estate dostribution