Nordea Visa Electron

With Nordea Electron your balance is always up to date because a cover reservation is made to your bank account on all cash withdrawals and purchases. Nordea Electron is accepted worldwide.

  • Nordea Visa Electron is especially suited to young people as their first payment card.
  • When you pay with Nordea Visa Electron, your account is checked to ensure you have enough cover. Your balance will always be up to date because an authorisation hold is placed on your account for your cash withdrawals and purchases until the debiting date, for a maximum of 10 days. 
  • You can make 1–4 cash withdrawals per month free of charge in Finland and the EU countries that belong to the eurozone. When abroad, you can withdraw cash at ATMs carrying the Visa logo.
  • You can set your preferred daily withdrawal and payment limits for your Nordea Visa Electron card, which you can change at any time in Netbank or through Nordea Customer Service.
  • Nordea Visa Electron is free of charge for customers aged under 18 and for Nordea’s Check-in Customers.

Using Nordea Visa Electron abroad

Nordea Visa Electron works widely abroad, where you can pay at any location that displays the Visa Electron symbol. You can also withdraw cash abroad at any ATM with the Visa logo. When going abroad, remember to check from Nordea Mobile that your card’s geographical usage area includes the country you are travelling to.

Nordea Visa Electron – safe payments and withdrawals from your bank account

When you pay with Nordea Visa Electron, your account is checked to ensure it has enough cover. Your balance will always be up to date because an authorisation hold is placed in real time on your account for your cash withdrawals and purchases until the debiting date, for a maximum of 10 days.

When applying for the card, you can define the daily withdrawal and payment limits that suit you. You can change these limits afterwards in Netbank or Nordea Mobile. 

With the contactless payment feature of Nordea Visa Electron, you can pay for purchases under 50 euros quickly and easily by holding the card close to the payment terminal. You do not need to insert your card into the payment terminal or enter your PIN.

You can track your card transactions and set geographical and online usage restrictions on your card in Nordea mobile bank.

You can edit the appearance of the card to your liking by choosing a picture among your own digital photos or from Nordea’s photo gallery. You can also add the K-Plussa feature to your Nordea Visa Electron card.

Change your card's withdrawal and payment limits in

Netbank

Nordea Customer Service

Shop online with Nordea Visa Electron

You can go shopping on the Internet with Nordea Visa Electron when you register your card for online use. 

You can register your card for online use in Nordea Mobile by selecting the card, going to Settings and switching ‘Online payments’ on.

In Netbank, you can register your payment card for online payments under Cards > Usage area and Internet. 

When you shop online with your Visa Electron, you will be asked to enter the card number, the card validity and the three-digit security code on the back of the card. For the safest online shopping experience, you should shop only at online stores that display the Verified by Visa logo, which will redirect you to Nordea Netbank to confirm your purchase with your Nordea access codes. 

If you are under the age of 18, your guardians will decide whether you may use your card for online payments. 

Read more about the Visa Electron card’s features and how to use it in the Cardholder’s guide. (pdf, 656 KB)Opens new window

Nordea Visa Electron for those under 18

Nordea Visa Electron is especially suited to young people as their first payment card. If you are under 18 years of age, you may also apply for a Nordea Visa Electron card but you will need your guardians’ permission to apply, to receive the PIN, to link the card to services offered by Nordea and to register it for online payments. 

As a young person, you need to fulfil certain criteria to apply for the card. If you have turned 15, have earnings and have opened an account, you can apply for a Nordea Visa Electron card without the consent of your parents (guardians). Otherwise, you will need your guardians’ consent to order the card.

Once you have received the card, you can easily set the suitable security and usage limits with your guardians’ consent. When filling in the card application, your guardians will choose whether the card is posted to your home address or whether you can pick it up on your own from a branch.

Read more about banking services for minors and how to get a debit card

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