Miksi säästäminen kannattaa?

Säännöllisellä säästämisellä on monta hyvää puolta; säästämällä voit kerryttää vararahastoa, lisäät varallisuuttasi ja pääset toteuttamaan haaveitasi, joihin ei muuten olisi varaa. Rahastosäästämisen Nordeassa voi aloittaa jo 10 eurolla.

Lue lisää säästämisen hyödyistä

Compound interest calculator (savings calculator)

Our calculator helps you plan your savings and find out how your savings could grow during the time period you select. Calculate and see.

Read more and try our savings calculator

What is inflation?

We’ve all heard of inflation but what does it actually mean and how can you beat it? On this page, you can learn the basics of inflation, what causes it and what it means for you as a consumer.

Read more about inflation

Funds or equities?

Should I invest in equities or funds – or both? What are the differences between equities and funds as investments?

Read more about the differences between equities and funds

What does diversification mean and why is it important?

You should spread your assets across a number of investments to manage your risks. A well-diversified portfolio of savings and investments protects you against market fluctuations. Diversification is all the more important if you manage your investments yourself.

Read more about diversification and its importance

What’s the correlation between investment risks and returns?

How do investment risks and returns hang together? How much return can I expect? How do I know how much risk I’m comfortable taking? Tanja Eronen, Managing Director of Nordea Funds Plc, answers these questions and explains more about risks, returns and investment horizon.

Read more about investment risks and returns

What should I do in times of uncertainty?

Market fluctuations sometimes make investors nervous. It may be difficult for a saver or investor to find out what they should do in volatile markets.

Read more about investing in uncertain times

What should I take into account before I sell investments?

When selling investments, you should consider your reasons for selling. You might want to sell if you need your invested assets for some other use, such as buying a home. There are, however, a few things you should take into account before making the decision to sell.

Read more about what they are

Inflation, zero rate and compound interest. What do these terms mean?

Funds in a savings account give you security, but if you invest your savings correctly, they can also accrue a return for you and grow over time. Learn the most important reasons why you should start smart saving.

Discover the top 5 reasons for putting your savings to work

How do I save into funds, for a home or into a bank account?

You can accrue your savings in different ways. Saving gives security to your finances, and over the years, the interest on your savings will compound.

Learn about the different ways to save

How do I start saving for a home and open an ASP account?

What does it mean to save for a home and what is an ASP account? How do you open an ASP account? What should first-time home buyers take into account? Read our guide for first-time home buyers, get tips for saving for a home and find a summary of the ASP system, a state-subsidised scheme for young home buyers.

Read more about ASP account and saving for a home

Why should I save while paying off my loan? How can I prepare for rising interest rates by saving?

Do you have a loan but no savings? When you save monthly in an investment fund while repaying your loan, you are building a buffer against any unexpected expenses and events. With regular monthly saving, you will benefit from the effect of compound interest and get a well-diversified saving solution managed by professionals.

Read more about why you should save while paying off a loan

How do I start saving for my child?

The period of saving for a child usually extends over a number of years. As the horizon is long, the accrued savings may be of great help as the child grows up and needs to get a driving licence, buy a home or start their studies. The best time to start saving is now.

Read more about saving for your child and get started

I’m turning 18. What should I take into account?

When you turn 18, it’s time for you to start managing your finances by yourself. You get more freedom, but will also need to take more responsibility. See our tips for saving, managing personal finances, ASP saving and daily banking. You are also welcome to contact Nordea Customer Service.

Read more about our tips for young adults

How much can I save and how should I plan my finances?

Work out your budget and think about your spending and ways to sort out your finances if you run out of money. Check our guide to budgeting and tips for navigating money pits and managing everyday finances.

Read more and prepare a budget

How does the digital savings adviser Nora work?

We wanted to make investing easier for everyone. Our digital savings adviser Nora helps you get a smooth start to fund saving. With Nora, it only takes 7 minutes to become a fund investor.

Read more and try Nora

What should I do in fluctuating markets? What to do if share prices start to decline?

In the midst of stock market turbulence it’s easy to think that you should sell all your investments and only consider returning to the market after things have settled down. This may be a disadvantageous strategy, as the best returns are often achieved during market turbulence.

Read more about the importance of sticking to your saving plan

Equity savings account or book-entry account?

What are the differences between an equity savings account and a book-entry account? You can trade in shares from both accounts, but there are some key differences which you need to consider.

Read a comprehensive summary of the differences between the two accounts

What are dividends?

What are dividends exactly and how does dividend investing work? How much do companies pay dividend and based on what? And why is dividend investing a good strategy and what should I take into account if I invest in dividend stocks?

Read more about dividends

How can I prepare for retirement?

Are you dreaming of a peaceful or active retirement? By starting to put money aside each month well before your retirement, you’ll be able to grow your wealth considerably.

Read more about pension saving

What do all the saving and investment terms mean?

Understanding the language used around saving and investing may sometimes be difficult. But worry no more – we have put together a glossary to help guide you through the most common terms.

Read more about our glossary of savings terms and learn the lingo

How do I become your customer and start saving?

Becoming our customer and starting saving has never been quicker or easier. It only takes a few minutes online – and doesn’t require a visit to a Nordea branch.

Read more and become our customer

Do you need help with drawing up your saving plan?

Whether you want to grow your wealth and prepare for the future, save for your dreams or start saving for your child, we are here to help you. Book a free meeting with us to get investment advice and prepare a personal plan for saving.

Read more and book a meeting