Are you the master of your finances?
As we want you to have sufficient financial skills for managing your own finances, we will publish together with Olli Kärkkäinen, Private Economist, a crash course in financial skills on YouTube.
Login to the personal customer’s Netbank
Log in to Nordea NetbankLogin to corporate customer’s netbank.
Log in to Nordea BusinessWork out your budget and think about your spending and ways to sort out your finances if you run out of money. Our handy banking apps help you track your finances and make payments.
You can do a simple calculation of your budget in your head or with your phone, for example. Save it in a place where you can easily find it later.
Just follow the steps below:
When you know exactly how much spending money you have for each month, you don’t have to worry about making ends meet. If you end up spending a little more than planned during a night out with your friends, you can tighten the purse strings some other day.
You don’t have to constantly worry about money when you...
Are you a student? Read more about the benefits we offer students.
Anyone can experience financial hardship if they lose their job, for example. A sudden drop in your income may feel devastating – but just because you’re out of money doesn’t mean you’re out of options.
You can financially survive big changes in life when you ask for help, calculate your expenses carefully and make new payment arrangements. The most important thing to remember is that you’re not alone. There are people you can talk to, such as your family members or friends.
If your income drops unexpectedly, please contact your bank and creditors as soon as possible and tell them about your situation. You may be presented with the option of taking a payment holiday or making changes to your repayment schedule, for example.
There’s no need to be ashamed of a cut in your income, as life can throw anyone a curveball. Our advisers are trained to help you deal with changes in your financial situation.
When you have less money coming in, you need to get a clear idea of what you can afford. Make a list of all your expenses and think about what you can cut back on. It’s inevitable to give up some things until you get your finances back on track.
The best way to cope with a change in your financial situation is to prepare for it in advance. If you have a housing loan with us, you can apply for a loan cover or personal life cover for unemployment or temporary disability, for instance.
As we want you to have sufficient financial skills for managing your own finances, we will publish together with Olli Kärkkäinen, Private Economist, a crash course in financial skills on YouTube.
Oops! Accept Marketing cookies to view contents like this from Nordea
Oops! Accept Marketing cookies to view contents like this from Nordea
Listed in our glossaries are the definitions of some basic terms that will help you understand the most common loan and investment alternatives. Our glossaries will also give you more insight into various terms related to interest rates and loan repayment as well as savings.
Glossary of loan terms