Feel free to apply for a no-obligation loan offer from us – completing the application does not commit you to anything!
1. Make a preliminary calculation
When you open the home loan application, you are first asked to make a preliminary calculation.Opens new window The preliminary calculation helps you to estimate how much your monthly repayment amount would be with the loan period and the purpose of the loan you have chosen. The values you provide in the preliminary calculation will be copied directly to your loan application, but you can still adjust the values at any point.
2. Fill in the home loan application
Once you have made the preliminary calculation, you can move on to the actual home loan application. You will need to verify your identity with your online banking codes from any Finnish bank to fill in the loan application. Fill in all the required fields. This will help us process your application as quickly as possible. We will collect the information you submit on the form for the processing of your loan application.
If you don’t have online banking codes from a Finnish bank, please contact us and we will book you a meeting for a home loan negotiation.
3. Meet with us for a loan negotiation
Once you have submitted your home loan application, we will call you as soon as possible to book a meeting. We can have the loan negotiation online, by phone or in branch. During the loan negotiation, we will go through your application with you and make changes if necessary.
4. Get a loan offer and you’re all set to go house hunting!
If your application is accepted, you will get a loan offer from us after the loan negotiation. With the promise of a loan in hand, you can make an offer on a new home right away. A loan offer from us will speed up the final transaction and give you an advantage if you are bidding against other home buyers.