Feel free to apply for a no-obligation loan offer from us – completing the application does not commit you to anything.
The preliminary calculation helps you to estimate how much your monthly repayment amount would be with the loan period and the purpose of the loan you have chosen. The values you provide in the preliminary calculation will be copied directly to your loan application, but you can still adjust the values at any point.
Go to the home loan application and make a preliminary calculationOpens new window
Once you have made the preliminary calculation, you can move on to the actual home loan application. You will need to verify your identity with your online banking codes from any Finnish bank to apply. Fill in all the required fields. This will help us process your application as quickly as possible. We will collect the information you submit on the form for the processing of your loan application.
If you don’t have online banking codes from a Finnish bank, please contact us and we will book you a meeting for a home loan negotiation.
See further instructions on how to apply for a home loan
Once you have submitted your home loan application to us, we will call you as soon as possible to book a meeting. You can negotiate on the loan with us in an online or phone meeting or at one of our branches. During the loan negotiation, we will review your application with you and make changes where needed.
Read what happens in a loan negotiation
After our meeting, you can get a preliminary loan offer, which allows you to make a conditional offer on a new home. Once you find the right home for you, we can convert the preliminary loan offer into a loan promise, which is binding on us.
.svg)
