Loan promise

With a loan promise in hand, you can easily start looking for a new home and make a purchase offer for one that you like. A loan promise is free of charge and does not commit you to anything. Filling in the loan application in Netbank is convenient.

Tips on obtaining a loan promise

Lainalupaus 

First think of how much housing loan you will need. With our loan calculator you can easily compare different alternatives by changing the monthly instalment, loan period and interest.

As a Nordea customer, you can also apply for a loan promise in Netbank and mobile bank. We will contact you within one banking day after you have sent your application.

After you have obtained a loan promise, you can make a purchase offer for your new home. A valid loan promise will speed up the conclusion of the sale and the loan decision process. A loan promise gives you an advantage over other people interested in buying the same home.  

The loan promise is a decision binding the bank with which we promise to finance your purchase of a new home on agreed terms. Our loan offer will be in force for one month and you can renew it by calling our Customer Service. The details of the loan promise and the price of the housing loan will be revised in connection with the renewal.

I am not Nordea's customer

If you are not yet Nordea’s customer, you can still fill in a housing loan application online. You will need the online banking codes of a bank operating in Finland to fill in the application. Once you have sent your housing loan application, we will call you within one banking day to set up an appointment for a loan negotiation. In this negotiation, you will find out what kind of housing loan would best suit you, including how much you can borrow and at what interest rate. Once you have obtained a housing loan offer, you can proceed with your plans for buying the home you are looking for.

Fill in the application: new customers

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