Building a better tomorrow through financial skills

Financial skills workshops

We hold free interactive financial lessons for schools, where we look at how to manage your personal finances and save and invest your money. Almost 20,000 pupils and students across Finland have already participated in these lessons. 

Note: The workshops are currently being updated, with development work continuing until spring 2027.

Comprehensive school 

We offer two different financial skills workshops for pupils in comprehensive school:

• Grades 1 through 4: The workshop deals with the prices of various products and services using a quiz format.
• Grades 5 through 9: The workshop deals with the cost of living using a quiz format. 

The aim is to teach children how to spend money in a manner that suits their lifestyle and to give them an understanding of the daily expenses of their family. 

The Finance Hero game has been revamped!

We’ve updated the game with even more relevant content and introduced new features to make gameplay smoother and learning more engaging. At the start of the game, players get a personal player code that allows them to continue playing later, even on a different device.

In November 2018, Nordea launched the Finance Hero mobile game to support financial education together with TAT Economy and Youth (now Junior Achievement (JA) Finland) and the Finnish Foundation for Share Promotion. The game can be used in a variety of settings, including classroom lessons led by teachers and different types of events.

Finance Hero teaches young people about managing their personal finances, saving, investing and essential working-life skills. To support learning, the game includes a wide range of glossary entries that help players understand financial and employment-related concepts as they play. Through practical scenarios, players become familiar with concepts such as a CV, interest rates and debit cards.

The game is designed for players aged 13 to 17, is free to use and works on all devices. It is available in Finnish, Swedish and English, making it a useful resource for language learning as well. Every year, tens of thousands of young people across Finland play the Finance Hero game.

Play the game

Finance Hero competition

Every year we hold a Finance Hero team competition for 8th graders, which is based on the Finance Hero game.

The next Finance Hero competition will be held in spring 2027. Registration for the 2027 competition will open in September 2026. More information about the competition and registration will be shared during the autumn.

Read more about Finance Hero

Lumijoki School in Lumijoki won the 2026 Finance Hero competition. The winning team went on to represent Finland at the European Money Quiz in Brussels.

Read more about the 2026 Finance Hero competition

Finance Hero Junior

Finance Hero Junior, the little sibling of Finance Hero, was launched in October 2021. The game has been created by Nordea in collaboration with Economy and Youth TAT (now Junior Achievement (JA) Finland) and EcoFellows Ltd. 

Intended for primary school students, Finance Hero Junior is a mobile game featuring an imaginary cartoon world where children can safely learn financial skills. The players’ own choices with which they can influence their personal finances and environment, and well-being as a consequence, are a key part of the game. The free-to-play game is built on a story tailored to its age group and their circumstances, involving choices that impact sustainable development, the environment, well-being and the economy.

The game works on all devices free of charge, enabling anyone to join in.

Feedback from pupils:

“It’s great to learn financial skills from a game. I wanted to play all levels through at once!”

“The best thing about Finance Hero is work. You can develop everything a little bit in the game. The advice that we remember is: you should work.”

Read more about the game

Play the game

Yrityskylä, in partnership with Junior Achievement Finland

Yrityskylä encourages 13–15-year-olds to learn about entrepreneurship and personal financial management, including investing and saving, by practicing their financial skills in simulated saving and business negotiations in which Nordea employees play the role of banker or other expert. Through the simulations, the participants also learn to cooperate better and take more initiative.

Nordea supports Yrityskylä across 13 learning environments in more than 10 locations. There are a total of 21 Yrityskylä learning environments across Finland.

Feedback on Yrityskylä:

“I learned that even if a product is cheap, you shouldn’t buy it just because you can.”

See how to sign up for Yrityskylä on the website of Junior Achievement Finland

Personal finances course for young people, in partnership with Opopassi

Opopassi is a digital future planning tool that has become increasingly popular in recent years. Since 2018, it’s been available free of charge to all student counsellors and students at upper secondary schools. Opopassi aims to increase students’ self-awareness and their knowledge of entrepreneurship, the labour market and their personal finances and to help them to plan their further studies after school.

The content of Opopassi is determined by the curriculum of the OP2 student counselling course, which was adopted at upper secondary schools in autumn 2021. The themes laid out in the curriculum are managing personal finances, student financial aid and living. Nordea has created the personal finances course for young people on the Opopassi website.

Check out the course on the Opopassi website.

Financial skills as part of the UraX service

UraX is a digital service for comprehensive school pupils, designed to support young people in planning their future, developing self-awareness and making decisions about education and career paths. Nordea is a partner of the service and provides content that helps strengthen young people’s financial skills and understanding of personal money management as part of planning for the future.

The service helps young people identify their strengths and interests, while encouraging them to consider choices related to working life, education and personal finances.

Learn more about the UraX service

Managing money and personal finances training courses, in partnership with PAM

Nordea and the Service Union United (PAM) have developed training courses for adults on managing money and personal finances. The training courses deal with the basics of money management, saving and investing. In addition, they provide advice on how to avoid financial difficulties.

The training courses have been delivered both locally in various locations across Finland as well as through webinars since spring 2022. The courses are available to members of PAM.

Vamos financial skills project, in partnership with the Deaconess Foundation

The Vamos financial skills project aims at helping 16–29-year-olds manage their personal finances. Through the project, we encounter nearly 1,000 young people every year. The aim is to support young people in managing their daily spending, make it easier for them to manage their banking and other financial matters as well as to prevent serious financial problems and debt cycles.

Feedback from the participants:

“I got the feeling that it’s okay to talk about money and you can get help if you need it.”

“Things became a lot clearer and I feel more confident in managing my finances than I did before.”

“I felt I became a lot more aware of my personal finances and I finally got the courage to take a realistic look at my financial situation. I also started budgeting my monthly expenses and I aim to stick to this habit.”

More information on the project on the Vamos website.