Saving for a home

The state subsidises young people’s first home purchases through ASP loans. You can accrue savings in your ASP Account at a pace that suits you best: you don’t need to make deposits every month. The account is intended for first-time home buyers aged 15–44 years, and you are entitled to many benefits: besides annual deposit interest, we pay 4% additional interest on your ASP Account for the account-opening year and the next five years. 

Read more about opening an ASP Account here.

Especially when buying a home priced higher than usual, it may pay off to split the expenses and the loan; for example, and you can buy a home together with a partner or your parents. The housing loan may be joint or each party may have a loan of their own. We help you draft detailed repayment schedules to make the repayment of your loan as smooth as possible. You can even start by clicking the chat service at the bottom of this page!

Read more about joint housing loan

We have listed six steps in our guide for first-time home buyers. What things should you consider before opening a home savings account? What should a person saving for a home and taking out a housing loan remember and how could the removal be done as smoothly as possible? Follow the steps to get an overall picture of what the home-buying process consists of. You can also easily contact us if this is the right time for you to purchase your first home.