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Funds for savers

Funds for savers are the right choice for you if you feel that following the markets and investments is too time-consuming or laborious. The funds for savers include a variety of funds from which you can choose an option that suits your investment horizon and risk tolerance.

Funds for savers

The funds for savers include a variety of funds from which you can choose an option that suits your investment horizon and risk tolerance. The fund with the lowest risk invests solely in fixed income markets, whereas the other four funds invest in both fixed income and equity markets. The portfolio manager manages each fund's assets in accordance with its investment policy and reacts to changes in the markets and the investments' future outlook.

  • The portfolio manager actively monitors the market and executes trades as the market situation changes.
  • The portfolio manager makes sure that the expected return and the suitable risk level are maintained.
  • You can buy and sell fund units at any time.

The funds for savers are managed by Nordea Funds Ltd.

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How do you want to save?

When you save in funds, it is vital to find profitable funds and to allocate your assets into suitable fixed-income and equity funds. Another factor impacting the return and risk in the long term is how the combination of funds is changed according to the varying market situation. 

However, monitoring the markets and continuously rebalancing the investments take a lot of time and usually require some experience. For this reason, we have established the funds for savers. When you have decided what kind of an investment period, expected return and risk level you are aiming at, you can select a fund for savers allocating your savings into equity and fixed-income funds in accordance with your goals. After that, a team of experienced professionals will handle the rest. 

Choose the funds that suits your needs
Min. investment time in yearsA cautious investor, who values security above the potential returnAn investor who appreciates stable returns, but accepts return fluctuationsAn investor who seeks high returns and accepts even heavy return fluctuations
3

Savings Fixed income,
Savings 10

Savings 25Savings 50
6Savings 25Savings 50Savings 75
20Savings 50Savings 75Savings 75

Savings Fixed Income - a fund investing in bonds

Savings Fixed Income provides you with an easy and comprehensive investment alternative which is actively managed, as our portfolio manager tracks and assesses the market potential and makes the investment decisions for you. This fund invests in the fixed-income market.


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Savings 10 - a balanced fund focusing on fixed-income instruments

Savings 10 provides you with an easy and comprehensive investment alternative which is actively managed, as our portfolio manager tracks and assesses the market potential and makes the investment decisions for you. This fund mainly invests in the fixed-income market, but a small share of its assets is invested in equities.

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Savings 25 - a balanced fund focusing on fixed-income instruments

Savings 25 provides you with an easy and comprehensive investment alternative which is actively managed, as our portfolio manager tracks and assesses the market potential and makes the investment decisions for you. This fund mainly invests in the fixed-income market, but a minor share of its assets is invested in equities.

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Savings 50 - a balanced fund

Savings 50 provides you with an easy and comprehensive investment alternative which is actively managed, as our portfolio manager tracks and assesses the market potential and makes the investment decisions for you. This fund invests in both the fixed-income market and the equity market.

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Savings 75 - a balanced fund focusing on equity investments

Savings 75 provides you with an easy and comprehensive investment alternative which is actively managed, as our portfolio manager tracks and assesses the market potential and makes the investment decisions for you. This fund mainly invests in the equity market, but a minor share of its assets is invested in the fixed-income market.

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Portfolio manager monitors the market on your behalf

When investing, it is essential that you spread your savings over fixed income and equity markets. This has been taken into consideration in the funds for savers, as each fund's assets are spread over different investments in accordance with its risk and return profile.

Return and risk

The return on a fund is based on the value appreciation and return of the fund's investments.

The biggest advantage funds have is that they are well-diversified, which means that when one asset class, region or sector is performing poorly, another may be enjoying great success.

Investment profile

Investment profile

When investing, it is essential that you spread your savings over fixed income and equity markets. This has been taken into consideration in the funds for savers, as each fund's assets are spread over different investments in accordance with its risk and return profile.

Funds for savers are funds of funds investing in Nordea's other funds. Through the funds for savers the investor can get access to Nordea's entire range of funds at a low cost.

The five funds for savers all have clearly differing risk profiles, return targets and investment policies. Choose the suitable fund based on your targets.

In the long term, market conditions will change. The funds' portfolio managers will consider on your behalf when is the best time to switch from one fixed income asset class to another or, when talking about equity investments, from one sector or continent to another.

  • Savings Fixed Income: fund investing in bonds
  • Savings 10: balanced fund focusing on fixed income instruments
  • Savings 25: balanced fund focusing on fixed income instruments
  • Savings 50: balanced fund
  • Savings 75: balanced fund focusing on equities

The funds for savers are managed by Nordea Funds Ltd.

Return and risk
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