Investment calculator

Try our investment calculator to see how the amount, expected return percentage and investment horizon affect the performance of your investments. Currently this calculator is not available only in Finnish.

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* Tips for choosing return expectations

  • The return expectations are less than one per cent for extremely safe investments 
  • 2-4 per cent for average risk investments, e.g. balanced funds. 
  • In case of higher risks, such as when investing in shares, you can expect a return of over 4 per cent. All estimates are long-term revenue expectations. 

Risks can be mitigated, for example, by diversifying your investments over time, geographically and by investment products. In the short term, the value of investments may also decrease. 

How does the investment calculator work?

  • Starting balance: Enter the amount you plan to deposit in the savings account initially.
  • Monthly saving: Enter the amount you will deposit on an ongoing monthly basis. It's an optional field.
  • Time: Choose the period of time your money will be in savings without a withdrawal. You can select a number of years or months.
  • Return expectation: Choose a return expectation. The return expectations are less than one per cent for extremely safe investments and 2-4 per cent for average risk investments. In case of higher risks, such as when investing in shares, you can expect a return of over 4 per cent. All estimates are long-term revenue expectations.