1. The right time is now
You may think you need to wait to have more money or want to postpone the decision until later. Perhaps you are worried about some volatility in the markets and decide to wait until “the time is right”. But it’s always a good time to start saving and there’s no need to wait or be an expert.
Sitting on your hands may end up costing you more than you think. Many investors have experienced financial losses because they have delayed important decisions. If you hold off on investing, you can miss out on stock market rallies and returns. How much you invest is beside the point – the most important thing is to make your savings work for you.