To use a payment ATM you need a Nordea chip card with a PIN.

As Nordea's personal customer, 

• You can pay bills and also make SEPA credit transfers to the Euro area
• You can check the balance on your account and monitor the transactions on your bank account or credit account
• You can get the receipt right away when you pay your bills as express payments
• You can see which payments are falling due
• If necessary, you can change payment details
• You can accept e - invoices

Paying bills is quicker with the bar code.