Credit cards
Nordea Gold | Nordea Premium | Stockmann MC | TUOHI MC | |
Credit limit | 1.500–10.000 € | 5.000–20.000 € | 1.500–10.000 € | 2.000–10.000 € |
Interest | 3-month Euribor
+ 9,5 % | 3-month Euribor + 7,5 % | 3-month Euribor
+ 12,5 % | 3-month Euribor
+ 14,0 % |
Annual/monthly fee | 2,50 € per month Can be added to the package (0 €) | 90 € per year | 0 € per year | 0 € per year |
Interest-free payment period | Average 30 days | Average 30 days | Average 30 days | Average 30 days |
Instalment-free months | 2 months per year, not successive | 2 months per year, not successive | 2 months per year, not successive | 2 months per year, not successive |
Select the due date | Yes | Yes | Yes | Yes |
The fee related account maintenance | 4,50 € per month if there is outstanding credit balance | 4,50 € per month if there is outstanding credit balance | 4 € per month if there is outstanding credit balance | 5 € per month when the account has an outstanding credit balance or transactions |
Purchases and cash withdrawals from a bank account in Finland and abroad | Yes, if credit/debit combination card | Yes, if credit/debit combination card | Yes, if credit/debit combination card | No |
Spending limit for a parallel card | Yes | Yes | Yes | Yes |
Contactless payment | Yes (with the combination card’s debit facility) | Yes (with the combination card's debit facility) | Yes (with the card’s credit facility) | Yes |
Cooperation partners' loyal customer bonus | Yes (You can include Plussa feature to your card) | Yes (You can include Plussa feature to your card) | Yes | No |
Nordea's Netbank services, incl. card transaction monitoring | Yes | Yes | Yes | Yes |
Secure online payment | Mastercard Identity Check | Mastercard Identity Check | Mastercard Identity Check | Mastercard Identity Check |
Product Safety Insurance | Yes | Yes | No | No
PriceGuard Insurance and changing extra benefits |
Travel Insurance and for trips abroad and Emergency Services | Yes, when no less than 75 % of the total travelling and accommodation costs have been paid with the card's credit facility | Yes, when no less than 75 % of the total travelling and accommodation costs have been paid with the card's credit facility | No | No |
Priority Pass lounge benefit | No | Yes | No | No |
Annual percentage rate of charge, incl. costs* | 21,69 % (12/2023)
| 32,13 % (12/2023) | 24,4 % (01/2024) | 27,9 % (01/2024) |
*The calculation is based on a credit of EUR 1,500 in use and the 3-month Euribor and it includes the fee related account maintenance, if any, and the annual fee for the principal card, if any.