Does your home need improvement or would you like to buy a summer cottage? Is your housing company planning a plumbing renovation or other repairs? Are you interested in investing? HomeFlex will free up your home equity so that you can realise your dreams.

Big purchases with small monthly payments

  • HomeFlex always includes an account and a loan.
  • We will transfer the HomeFlex loan in full to your HomeFlex account as a lump sum. The interest on your account is the same as the interest you pay for your loan. You decide when you want to use the HomeFlex loan in your account.
  • The home stands as security for the loan and the loan period is 10 years.
  • You can use the loan any way you want. You can also use the account as an ordinary bank account.
  • You can make deposits freely to the account.
  • Make an application in the nearest branch. Book an appointment by calling Nordea Customer Service.

HomeFlex loan

  • The loan period is ten years. During this time you don’t have to repay the loan principal – you just pay the interest. After ten years we will agree with you on how to continue.
  • You may repay the loan at any time.
  • The interest on the loan is tax-deductible if the loan is used for a major renovation of your permanent residence or for obtaining income.

HomeFlex Account

  • We will pay the same interest on your HomeFlex Account as you pay for your HomeFlex loan.
  • The deposit interest on the account is credited annually
  • The deposit interest is paid up to the amount of loan taken.
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