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Unsecured loans – Apply for unsecured loan

Today, people invest more and more in their quality of life, hobbies and travelling. An unsecured loan will help you make both large and small purchases but it also helps in the case of unexpected expenses, such as water damage or other sudden repairs. Unsecured loans offered by Nordea are consumer credit by nature and granted in the form of FlexiCredit or card credit.

What is an unsecured loan?

As the name suggests, an unsecured loan is a loan for which you don’t need collateral. You can apply for a loan without collateral to make a single major purchase or many smaller ones. You can easily apply for an unsecured loan online and adjust it according to your specific needs and economy.

Loan without collateral from Nordea - our options for you:

Depending on your needs, you can get an unsecured loan either as FlexiCredit or card credit.

  1. FlexiCredit is a flexible one-off loan which you can raise later, if needed. FlexiCredit is a convenient solution when you want to realise your plans and need an unsecured loan right away.
  2. Card credit gives you more permanent flexibility for both daily shopping and rarer purchases, and you can choose the credit card that suits you best in our selection. The credit limits range from 1,500 to 10,000 euros, depending on the card.


  • You can apply for credit online with Nordea’s access codes. The money is paid to your account after your credit application has been approved (Mon–Sun 7.00–22.30).
  • Credit can be granted to one or jointly to two applicants aged 18 or over.
  • The repayment schedule is flexible and the loan period can be adjusted to your payment capacity.
  • You will repay the loan monthly in equal payments.
  • There is an option for two instalment-free months per year.

Read more about FlexiCredit.

Get additional flexibility with a credit card to make the necessary purchases in life

  • One way to get unsecured credit is to apply for a credit card. When you pay using your Nordea credit card, you get an interest-free repayment period of 30 days on average for your purchases.
  • Use your Nordea Mastercard for easy and secure everyday purchases online and in millions of outlets across the world.
  • Apply for a card with a credit limit that suits you best.
  • Add other features to your card according to your needs.
  • Manage your card and its credit facility conveniently in Nordea Netbank.
  • Enjoy insurance cover, which is included in many cards.

Discover Nordea’s credit cards

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