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Unsecured loans

Today, people invest more and more in their quality of life, hobbies and travelling. An unsecured loan will help you make both large and small purchases but it also helps in the case of unexpected expenses, such as water damage or other sudden repairs. Unsecured loans offered by Nordea are consumer credit by nature and granted in the form of FlexiCredit or card credit.

Credit without security

Unsecured loans are consumer credit by nature. As their name suggests, unsecured loans are granted with no security for bigger one-off acquisitions or smaller purchases. Applying for unsecured credit is easy, and you can choose the credit amount that suits you best.


  • You can apply for credit online with Nordea’s access codes. The money is paid to your account after your credit application has been approved (Mon–Sun 7.00–22.30).
  • Credit can be granted to one or jointly to two applicants aged 18 or over.
  • The repayment schedule is flexible and the loan period can be adjusted to your payment capacity.
  • You will repay the loan monthly in equal payments.
  • There is an option for two instalment-free months per year.

Read more about FlexiCredit.

Credit cards

  • You will receive an interest-free payment period of 30 days on average for your purchases.
  • Apply for a card with a credit limit that suits you best.
  • Add other features to your card according to your needs.
  • Manage your card and its credit facility conveniently in Nordea Netbank.
  • Enjoy insurance cover, which is included in many cards.

Check out Nordea’s credit cards.

Unsecured FlexiCredit

You can get unsecured consumer credit from 2,000 euros up to 50,000 euros. FlexiCredit is a one-off loan which you can raise later, if needed.

Read more about FlexiCredit

Credit cards

You can get unsecured credit also easily with a credit card. The credit cards offered by Nordea are internationally accepted and they give you additional flexibility for your daily finances.

Check out our card selection

Secured consumer credit

A secured consumer credit is a flexible and inexpensive solution when you are planning to buy a car, a boat or a caravan or to make some other larger one-off purchase.

Read more about Secured consumer credit