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What to consider before applying for an increase

  • Increasing your credit limit is free of charge
  • You need to have a regular income and balanced finances
  • The maximum credit limit you can get is 10,000 euros

How do I increase the credit limit of my Nordea Gold or Nordea Credit card?

You can increase the credit limit of your card in Nordea Mobile and Netbank.

  1. In Nordea Mobile or Netbank, select ‘Services’.
  2. Select ‘Credit and payment cards’ and then ‘Raise your credit limit’.
  3. Select ‘Raise your credit card limit’ and fill in the contact request form. We will get in touch with you once we have received your contact request.

You can apply to increase your credit limit if you have a regular income, a good payment history and a clean credit record. The factors determining the credit limit you can get include your income, your current debt and the balance of your finances.

Apply to increase your credit limit online

Apply to increase your Stockmann Mastercard credit limit
Apply to increase your Tuohi Mastercard credit limit
Apply to increase your Nordea Premium card credit limit

Follow these steps if you’d like to increase your credit limit

You can apply to increase the credit limit of your card in Nordea Mobile and Netbank or by filling in the form below.

  1. In Nordea Mobile or Netbank, select ‘Services’.
  2. Select ‘Credit and payment cards’ and then ‘Increase the credit limit of your Stockmann Mastercard’.
  3. Select “Apply for an increase” and the application form will open in a new window or tab. To verify your identity, you will need the Nordea ID app or the Nordea ID device. Your application will be processed automatically and you will receive a message with the decision in Nordea Omaposti.

You can apply to increase your credit limit if you have a regular income, a good payment history and a clean credit record. The factors determining the credit limit you can get include your income, your current debt and the balance of your finances.

Apply to increase the credit limit of your Stockmann Mastercard

Follow these steps if you’d like to increase your credit limit

You can apply to increase the credit limit of your card by filling in the form below.

  1. Select “Apply for an increase” and the application form will open in a new window or tab. 
  2. To verify your identity, you will need the Nordea ID app or the Nordea ID device. 
  3. Your application will be processed automatically and you will receive a message with the decision in Nordea Omaposti.

You can apply to increase your credit limit if you have a regular income, a good payment history and a clean credit record. The factors determining the credit limit you can get include your income, your current debt and the balance of your finances.

Apply to increase the credit limit of your Tuohi Mastercard

Follow these steps if you’d like to increase your credit limit

For Nordea Premium card you can apply for a credit limit increase up to 20 000 euros.

You can apply for the credit limit increase by contacting Nordea Customer Service.

Call Nordea Customer Service from Nordea Mobile.

You can apply to increase your credit limit if you have a regular income, a good payment history and a clean credit record. The factors determining the credit limit you can get include your income, your current debt and the balance of your finances.

What is the right credit limit for me?

  • To determine a sensible credit limit for you, think about the unexpected payments or purchases you’d have to make if a household appliance breaks down, for instance. 
  • Your credit limit should be set at the right level considering your personal finances. 
  • If you have more than one credit card, their full credit limits will be considered as existing loans.
  • If you are struggling to cover your everyday costs with your current income, increasing your credit limit is not the best or only option. 
  • You can also decrease your credit limit if you’d like to limit the amount of credit available to you by calling us or sending us a message in Nordea Mobile or Netbank.

How much does it cost to increase the credit limit of your card?

Increasing your credit limit is free of charge, but we will charge the fees set in our tariff when you use the credit. 

See our tariff

The actual annual percentage rates of charge for our cards

Nordea Gold

With a Nordea Gold credit card, the actual annual percentage rate of charge for an outstanding credit balance of 1,500 euros is 21,69% when the 3-month Euribor reference rate is 3,96% (12/2023), the monthly account management fee is 4.50 euros, the customer has opted for the free e-invoice and repays the credit in 12 monthly instalments (139 euros). The estimated total cost of the credit is 1666 euros. The calculation assumes that the customer has a Mobile Plus or Basic package and therefore gets the card with no monthly or annual fee. Nordea Gold Mastercard is an international charge and credit card and a continuous credit facility which is valid until further notice. The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Nordea Credit

With a Nordea Credit credit card, the actual annual percentage rate of charge for an outstanding credit balance of 1,500 euros is 22,87% when the 3-month Euribor reference rate is 3,96% (12/2023), the monthly account management fee is 4.50 euros, the customer has opted for the free e-invoice and repays the credit in 12 monthly instalments (140 euros). The estimated total cost of the credit is 1674 euros. The calculation assumes that the customer has a Mobile Plus or Basic package and therefore gets the card with no monthly or annual fee. Nordea Credit Mastercard is an international charge and credit card and a continuous credit facility which is valid until further notice. The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Nordea Premium

With a Nordea Premium credit card, the actual annual percentage rate of charge for an outstanding credit balance of 1,500 euros is 32,13% when the 3-month Euribor reference rate is 3,96% (12/2023), the monthly account management fee is 4.50 euros, the annual fee for the principal card is 90 euros, the customer has opted for the free e-invoice and repays the credit in 12 monthly instalments (145 euros). The estimated total cost of the credit is 1739 euros. Nordea Premium Mastercard is an international charge and credit card and a continuous credit facility which is valid until further notice. The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Stockmann Mastercard

Stockmann Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 24.4% and the price of credit is 1,685 euros, when the nominal interest rate is the 3-month Euribor (01/2024) + 12.5% and the monthly account management fee of 4 euros have been taken into account. Stockmann Mastercard is a continuous credit facility which is valid until further notice, with a credit limit of 1,500–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Tuohi Mastercard

TUOHI Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 27,9 %, and the price of credit is 1,710 euros,when the nominal interest is the 3-month Euribor (01/2024) + 14 % and the monthly account management fee of 5 euros and the paper invoice fee of 3 euros have been taken into account. Tuohi is a continuous credit facility which is valid until further notice, with a credit limit of 2,000–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

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