Flexibility with credit cards and consumer credit

Nordea’s credit cards and FlexiCredit give you flexibility when your finances are stretched. You can get instalment-free months, change the instalment percentage or apply for a raise to your credit limit.

Make changes to your credit card’s repayment plan

You can easily raise the credit amount, select instalment-free months and change the due date of your invoice or the monthly instalment in the old Netbank.

Read more about credit cards

Make changes to your FlexiCredit’s repayment plan

You can raise the credit amount, select instalment-free months and make extra repayments free of charge in the Nordea Mobile.

Read more about FlexiCredit

Add flexibility to your car’s hire purchase instalments

Due to the situation resulting from the coronavirus epidemic, you are entitled to either a three-month or a six-month instalment-free period for your hire-purchase finance, which will ease your monthly repayments.

Apply for an instalment-free period

Watch the video to see how to make changes to your credit card

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Nordea credit cards

Nordea credit cards

You can make the following changes in the Netbank under “Finances” or in the mobilebank by choosing the card you want to make changes to.

  • Raise your credit limit
  • Select instalment-free months for an existing or new credit card
  • Change the due date of your invoice
  • Change the monthly instalment percentage 
    For example, if you have 2,000 euros of outstanding credit, you will pay at least 60 euros a month with a monthly instalment of 3%.

You can raise your credit limit as well as change your instalment-free months and due date free of charge. A change to the instalment percentage is subject to a fee.  

Our tariff is available hereOpens new window.

MastercardNordea credit cards: Nordea Gold, Nordea Credit, Nordea Premium, Finnair Plus Mastercard, Stockmann Mastercard


Nordea FlexiCredit
Nordea Finance credit cards or consumer credit
Nordea Gold

Do you need a short-term or a long-term relief for your housing loan instalments?

Nordea’s new housing loans come with a FlexiPayment feature which allows you to take a break from the instalments or pay only part of the instalments in addition to the interest. Another option is to apply for a payment holiday.