Unit-linked insurance continues to be flexible at maturity

Unit-linked insurance is an efficient and flexible solution for long-term savers and investors. It’s a good idea to keep saving in unit-linked insurance if you don't need your savings right now.

  • Simply let us know if you would like to extend the term of your unit-linked insurance. By doing this, you won’t need to pay tax on the returns accrued under the insurance contract and can continue to save as usual.
  • You can also decide to withdraw your savings at any time. If you do so, we will deduct tax from the returns you have earned and pay the net amount to your account quickly.
  • If you have Nordea Vision or Nordea Endowment, you can also gift your savings to your children, for example.
Extending the contract: Nordea Capital or Nordea Target Savings
Extending the contract: Nordea Vision or Nordea Endowment
Gifting your savings to a loved one
Withdrawing your savings
Are you about to receive a gift from unit-linked insurance?

How to extend your Nordea Capital or Nordea Target Savings contract

  • Inform us of the new maturity date in writing. The easiest way to do it is to send us a message from Nordea Mobile, Nordea Netbank or Nordea Omaposti. Please select ‘Insurances’ as the topic of your message.
  • The new maturity date must be at least three years in the future. We recommend that you select a contract period that is as long as possible, since you can withdraw your savings at any time. 

How to extend your Nordea Vision or Nordea Endowment contract

Book a meeting with one of our experts to receive a personal recommendation for extending your contract.

Would you like to gift your savings to a loved one?

If you have Nordea Vision or Nordea Endowment, you can gift all your matured savings or part of them.

  1. We will send you a notification of your unit-linked insurance approaching maturity in good time before the maturity date.
  2. Fill in a new beneficiary clause on the form. In other words, specify the amount you would like to gift and to whom.
  3. If you want to keep part of the savings for yourself, include your details in the form as well.
  4. Submit the form to us before the maturity date of your unit-linked insurance.
  5. After we have received your instructions, the beneficiary or beneficiaries can claim the savings you have gifted.

Haluatko nostaa säästöt itsellesi?

Here’s what to do you if you would like to withdraw the savings built up under your unit-linked insurance.

  1. We will send you a notification of your unit-linked insurance approaching maturity in good time before the maturity date.
  2. If you want to withdraw the savings, fill in the form attached to the notification and return it to us.
  3. We will withhold the capital income tax from any returns you have earned and pay the net amount to the account you have specified after the maturity date.

For the recipient of the gift (the beneficiary)

Here’s what to do if you are about to receive a gift from unit-linked insurance approaching maturity.

  1. Fill in the claim form for unit-linked insurance.
  2. Send it to us with the required attachments from Nordea Omaposti. Select ‘Insurances’ as the topic of your message.
  3. Alternatively, you can send the claim form to us by post to the address included in the form.

Sijoitusvakuutuksen hyödyt minuutissa

Oops! Accept Marketing cookies to view contents like this from Nordea

Sijoitusvakuutus on helppo tapa hyötyä sijoittamisen parhaista puolista, sekä nauttia korkoa korolle -ilmiöstä. Nordean sijoitusvakuutuksen avaamiseen et tarvitse suuria summia, vaan alkuun pääset jo kympillä.

Our customer service is happy to help you

If you need more information about insurance claims, please call our customer service for insurance customers on 0200 22320 (local rates apply). Service is available only in Finnish and Swedish, Mon–Thu 8.30–16.30 and Fri 10.00–16.30.

If your business is not urgent, you can also send a message from Nordea Mobile or Netbank. Select ‘Insurances’ as the topic.