- How can I buy and sell fund units?
You can buy fund units by going to the “Savings and investments” tab in Nordea Netbank and selecting “Funds”. In Nordea Mobile, you can do this on the Overview tab if you have previous investments with us.
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If you want to sell all or part of your fund units, go to the “Savings and investments” tab in Nordea Netbank. Then select your fund portfolio under your investment accounts. In Nordea Mobile, select your fund portfolio on the Overview tab.
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To read more about the current market situation, visit the ‘Market comments & information’ page on our website.
Do you need help in selecting the right fund? Book a free meeting for investment advice with us or try our digital investment adviser Nora. You can also build your own fund portfolio by using the Portfolio Designer.
- I want to start saving into funds each month. How do I start?
If you want to start saving monthly into a fund, go to “Savings and investments” in Nordea Mobile or Netbank and select “Monthly savings”.
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Do you need help in selecting the right fund? Book a free meeting for nvestment advice with us or try our digital investment adviser Nora. You can also build your own fund portfolio by using our Portfolio Designer tool.
- How can I make changes to my fund savings agreement?
If you have an existing fund savings agreement with us, you can edit the monthly savings amount and the transfer date or pause your savings plan by going to “Savings and investments” in Nordea Mobile or Netbank and selecting “Monthly savings”.
- How are the trade date and value of fund orders determined? When will the order show in my account?
To see how a fund’s order date and value are determined, check the sections “Subscription” and “Redemption” in the relevant fund’s rules. You can find the rules through Nordea Netbank’s search function under ‘Funds’Opens new window. Search for the relevant fund, select it and scroll to ‘Details’.
In most funds, subscriptions and redemptions work like this:
- The trade date of orders received before 16.30 Finnish time is the current banking day.
- The trading value is the net asset value (NAV) per unit calculated by the fund management company after 17.00 on the trade date.
- If you are making a subscription, an authorisation hold will be placed in your account on the order date after 16.30. The authorisation hold will be released on the payment date when the subscription is actually charged.
- The payment date is the trade date + 2 banking days.
- A charged subscription will show in your account on the evening of the payment date, and a paid redemption on the morning of the payment date.
Always check the specific rules in the relevant fund’s ‘Rules’ document.
- Where can I get more information about the taxation of fund investments?
You are liable to pay capital income tax on any capital gains you accrue from selling fund units.
Read more about the taxation of investment funds
- on the Tax Administration’s website at vero.fi
- Tax Guide for Investors compiled by the Finnish Foundation for Share Promotion (available in Finnish)
- Which investment fund should I choose?
Do you need help in selecting the right fund? Book a free investment advice meeting or try our digital investment adviser Nora. You can also build your own fund portfolio by using the Portfolio Designer.
- How do I know when is the right time to sell fund units?
Investing requires a long-term approach. That’s why the best way to achieve your investment goals and increase your wealth is to prepare an investment plan. Your investment plan takes into account your financial situation, investment goals, investment experience and knowledge, risk and loss tolerance and other personal circumstances.
We recommend that you stick to your investment plan. You can find your investment plan in the old Netbank under Savings and investments > My savings > Savings and investment plans.
See why we recommend that you stick to your investment plan
If you don’t have an investment plan yet, you can book a free investment advice meeting with us.
To read more about the current market situation, visit the Market comments & information’ page on our website.