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Assignments related to security for the bank are accepted at all branches providing lending services. Some of the assignments mentioned below require specifial legal expertise.
For legal assignments related to security, the fee charged by the bank is primarily based on the time spent on the assignment. If the same assignment includes several measures, the fee to be charged is agreed on a case-by-case basis, following the prices of the tariff, where applicable.
In addition to the fee, the bank charges costs charged by authorities and other similar costs incurred by the assignment. (National Land Survey's pricelistOpens new window, in Finnish)
The services are mainly subject to value-added tax (24% as of 1 January 2013).
The hourly rate determined according to the time spent is given under section ‘General’ of this tariff.
The hourly rate for assignments requiring special legal expertise is 200.00 euros.
Fees are charged in accordance with the Consumer Protection Act 38/1978, sections 17a and 17b of Chapter 7, where applicable, and taking into account the contractual payment that will cover part of the costs.
| Itemisation | Price |
Application for registration of title or registration of title by explanation | 310,00 € |
| Registration of title and mortgage | 420,00 € |
| Delivery of documents to the National Land Survey of Finland for the registration of title applied by the customer or a notary or in electronic estate transactions | 30,00 € |
| Registration of title and expansion of mortgage or extinction of collective mortgage | 420,00 € |
| Annulment of leasehold, transfer of a mortgage on leasehold onto the property and application for registration of title | 420,00 € |
| Raise of the fee, when the party involved is a company or a death estate | 60,00 € |
| Itemisation | Price |
| Application for mortgages
| 280,00 € |
| Amendments to mortgages: Expansion or extinguishment of mortgage, change of the seniority order or cancellation of collective mortgage, annulment of a mortgage bond, simultaneous annulment of a mortgage bond and a mortgage on real estate | 310,00 € |
| Raise of the fee, when the party involved is a company or a death estate | 60,00 € |
| Itemisation | Price |
| Application | 260,00 € |
| Renewal of mortgage | 110,00 € |
| Extinction of business mortgage | 200,00 € |
| Annulment of a mortgage bond
| 290,00 € |
| Raise of the fee when the party involved is a company or a death estate (does not apply to business mortgages) | 60,00 € |
| Itemisation | Price |
| Registration of leasehold or transfer of leasehold | 310,00 € |
| Registration and mortgage of leasehold or transfer of leasehold | 420,00 € |
| Registration of agreement on division of possession, registration or extinguishment of some other special right | 310,00 € |
| Registration of agreement on division of possession or some other special right (with the exception of leasehold) in connection with another assignment
| 165,00 € |
| Raise of the fee, when the party involved is a company or a death estate | 60,00 € |
| Itemisation | Price |
| Registration of the right of ownership of a unit in a housing company in the register of housing company shares *), the next units registered at the same time 20€ per registration | 150,00 € |
| Registration of the mortgaging of a unit in a housing company in the register of housing company shares *), the next units registered at the same time 10€ per registration | 80,00 € |
| Printing expenses of certificates of shares | 200,00 € |
| Drawing up a provisional certificate, charge per certificate | 110,00 € |
| Annulment of a share certificate | 290,00 € |
| Other fees concerning housing company related and joint-stock property company related assignments are determined according to the actual work done + VAT 24%
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| *) Raise of the fee, when the party involved is a company or a death estate | 60,00 € |