The amount of your home loan depends on your income and savings

The right amount of home loan for your budget is based on your monthly income and expenses. Your savings will be taken into account too.

You must have at least 10% of the purchase price – or 5% if you are a first-time home buyer – in savings or a corresponding amount of other collateral.

Any additional collateral available could also affect the home loan amount.

Send us your application to find out exactly how much home loan you can get

When you have done the calculation, you can fill in a loan application and send it to us. We will then book you an appointment for a loan negotiation. After the loan negotiation, you will receive a preliminary loan offer from us with detailed information on the amount of your home loan.

Apply for a home loan online

Filling out and sending the loan application does not oblige you to take out a loan from Nordea.

Apply for a home loan Opens new window

See also these pages

How much does a home loan cost monthly?

Our home loan calculator helps you find out your monthly home loan costs and how the loan period and changes in interest rates affect your monthly payment.

Try our home loan calculator

Benefits for Nordea's home loan customers

When you take out a home loan from us, you get a loan and services that are suited to your financial situation and needs. Your home loan also comes with some special benefits.

Read more about our loan customers' benefits

Housing loan

Nordea will give you an affordable housing loan that suits your needs. Get a loan promise beforehand, so you can make a bid right away when you find the home of your choice.

Read more about housing loan