The amount of your home loan depends on your income and savings

The right amount of home loan for your budget is based on your monthly income and expenses. Your savings will be taken into account too.

For a home loan, you need savings or other collateral equivalent to at least 5% of the purchase price of the home. For an ASP loan, the required amount is 10%.

Any additional collateral available affects how much you could borrow.

Read more about our home loan

Send us your application to find out exactly how big of a home loan you can get

From the calculator, you can conveniently move on to fill in and submit your home loan application. We will then book you an appointment for a loan negotiation. After the loan negotiation, you will receive a preliminary loan offer from us with detailed information on how much you could borrow.

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Your right to cancel a loan

You can cancel a loan by notifying us within 14 days of the date on which you received the loan agreement.

You can find the cancellation function in Nordea Mobile and Netbank under “Manage loan” in the loan details. Include the number of the loan you wish to cancel in the request, and if you have drawn down any of the loan, state the repayment date and the debiting account. If you don’t have Nordea access codes, you can send us the cancellation request through Nordea Omaposti.

We will send you a message to confirm that we have received your cancellation request.