Questions and answers about accounts and transfers

The easiest way to open a Current account and order a card linked to it is to do it in Nordea Mobile or Netbank. To open an account, go to Services > Accounts and payments. 

Open a Current account
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If you need to open an account for a minor, please use our online service for opening banking services for a child.

To close your account, please contact us via chat or call our Customer Service. The easiest way to call is from the Help tab in Nordea Mobile because your identity has already been verified in the app. You can identify yourself in the chat also with other banks’ online banking codes.

Digital account statements covering PerkAccount transactions are available in Netbank and Nordea Mobile under Profile > Documents > ArchiveOpens new window.

In Nordea Mobile or Netbank, you can make additional deposits or withdraw money by opening the details of your FlexiDeposit account. Above the transaction list you can see the Deposit and Withdrawal buttons.

To confirm online payments, you will need either the Nordea ID app, the Nordea ID device or code calculator.

You can delete a recurring payment in Nordea Mobile or Netbank.

In Nordea Mobile, go to Payments and e-invoices > Upcoming > select the payment you want to delete and tap ‘Delete’. In Nordea Netbank, go to Payments > Outgoing payments > click on the three dots next to the payment you want to delete and select ‘Delete’.

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To cancel an e-invoice subscription, you will need to select the invoicer from your list of e-invoice subscriptions.

In Nordea Mobile, go to Payments and e-invoices > E-invoices > select the e-invoice subscription you want to cancel from the list and tap the trash can icon (Cancel e-invoice). In Nordea Netbank, go to Payments > E-invoices > select the e-invoice subscription you want to cancel from the list and click on the trash can icon next to it.

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A currency payment refers to any payments made in a foreign currency or to euro-denominated credit transfers to destinations outside the Single Euro Payments Area (SEPA).  To make an ordinary payment in euros within SEPA, select “Payments and e-invoices”, then “Pay” in Nordea Mobile, or “Payments” followed by “New payment” in Nordea Netbank.

To make a currency payment, select “Payments and e-invoices”, then tap the currency payments icon at the top of the screen in Nordea Mobile, or select “Payments”, then “Currency payments” in Nordea Netbank.

Currency payments are an additional service that is available in Nordea Mobile and Netbank only to those who have activated it. If you would like to make a currency payment but the function is unavailable in your Nordea Mobile and Netbank, you can call us to request its activation. Once it has been activated, you will see it in Nordea Mobile and Netbank the next time you log in again.

You can send currency payments to almost any country in the world.

The countries excluded from our digital channels (Nordea Mobile and Netbank) are high-risk countries identified by the European Union as having major deficiencies in combatting financial crime.

You can send currency payments to these high-risk countries determined by the EU (excluding certain countries prohibited by sanctions legislation) by contacting our customer service.

This allows us to safeguard our customers’ interests in the long term, protect the assets in our customers’ accounts from fraud and ensure secure international payments now and in the future.

In Nordea Mobile, you can transfer money from an account you have with another bank to your Nordea account. You will need your online banking credentials from the other bank to confirm the transfers.

1. Open Nordea Mobile.
2. Tap “Transfer”, then tap “From account”.
3. Scroll down.
4. In the “Other banks” section, tap “Account with another bank” and fill in the necessary details for the transfer, including the account you want to transfer money to and the amount.
5. Tap “Select account with another bank” to select your other bank. Select your bank, log in with the other bank’s credentials and follow the instructions.
6. Confirm the payment and the transfer will be made to your Nordea account.

Note:

• You can use the Transfer feature in Nordea Mobile to transfer money from an account you have with another bank to your Nordea account if you are using Nordea Mobile version 4.23 or newer.
• The service supports accounts in the following banks: Danske Bank, OP, S-Pankki, Ålandsbanken and Revolut.​
• The duration of the transfers depends on the payment processing time of your other bank. You can check the processing time with the bank.

The default account becomes the primary account for payments and e-invoices. Note that if an account with two holders is set as the default account, all e-invoice summaries and transactions will be visible for both account holders.

How to change your default account in Nordea Netbank:

1. Go to the Finances tab, then select ‘Accounts & transactions’.
2. Open the account you want to make your default account,
3. then click ‘Show account details’. Under the ‘Default account’ heading, click ‘Make default’. Your default account is your primary debiting account for e-invoices and other payments.

How to change your default account in Nordea Mobile:

1. Open the ‘Accounts and cards’ section on the Overview tab.
2. Open the account you want to make your default account,
3. then go to its settings where you can set it to be your default account. Your default account is your primary debiting account for e-invoices and other payments.