Take a free payment holiday when you’re on parental leave
You can get a payment holiday of up to six months on your home loan free of charge if you apply for one when you’re on parental leave. The payment holiday can extend up to 12 months if both guardians take parental leave and each of them applies for a 6-month payment holiday.
During the payment holiday, you only pay interest and expenses for the loan.
This benefit is intended to help families with children balance their daily finances and to support a more equal distribution of parental leaves in Finland.
Even if you have already taken a payment holiday, you can still apply for this benefit. A payment holiday does not affect the FlexiPayment feature included in your loan.
The normal fee for a payment holiday is 150 euros when applied for online and 250 euros when applied for through our Customer Service.