A fixed rate provides financial flexibility, as you can rely on the fact that your monthly payments will remain consistent. It also allows you to hedge your loan against higher interest rates. You can lock in a fixed rate for a period that suits you and apply it to either your entire home loan or a part of it.
By choosing a fixed rate on your loan, you ensure that your monthly loan payment stays the same for a set period. Your fixed rate remains unchanged regardless of any changes in interest rates.
If you have a home loan and would like to switch your current loan rate to a fixed rate, please call us for assistance. The easiest way to call is from the Nordea Mobile app – as you’re already logged in, you don’t need to verify your identity during the call. We are happy to help you find the best solution.
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