Transfer money instantly and scan paper bills

With the Nordea Mobile app, you can easily manage your payments using your phone. You can manage your own accounts, pay bills and transfer money to others in no time. All the most important payment services are available to you in one place – your phone.

When you want your payment to arrive quickly, you can select instant payment. With this type of payment, the recipient gets the money at best within a few seconds – evenings, weekends and bank holidays included. For recurring payments, you can save the recipient’s details or set the payment to repeat automatically, making it easier to manage rent and other regular bills, for example.

Paper bills are also easy to manage. Simply scan the barcode on the bill with your phone’s camera, and the payment details will be completed automatically without you having to fill them in manually. You can also check and adjust your payment limits in Nordea Mobile to make sure that you can pay securely as you need.

How to transfer money or pay bills in Nordea Mobile

Send money to friends using just a phone number

Transferring money doesn’t have to be complicated. Use the Siirto service to send and receive money easily using only a phone number – no need to exchange account numbers.

With Siirto, money moves quickly from one bank to another and the recipient will see the payment almost instantly. This service is especially suitable for small everyday payments between friends, family members and other closely associated people. For the time being, Siirto payments are possible between Nordea and Osuuspankki. You can use Siirto directly in Nordea Mobile – no separate app is needed.

How to set up Siirto

Save time and money by setting up e-invoicing

E-invoice is an easy way to manage recurring bills without paper. You’ll receive bills directly in the Nordea Mobile app where you can check and confirm them with just a few taps. You can see all your bills conveniently in one place.

By setting up the Siirto service, you can receive e-invoices directly from most invoice issuers, allowing you to manage your recurring bills effortlessly in Nordea Mobile.

How to subscribe to e-invoices in Nordea Mobile

Manage your finances by reviewing upcoming payments and subscriptions

Nordea Mobile brings together your upcoming payments and subscriptions into one convenient view, so you can quickly find the information you need, whenever you need it.

Subscriptions, such as streaming services (Netflix, Viaplay etc.) and gym memberships, may make up a significant part of many people's monthly spending. In Nordea Mobile, you can manage or cancel your subscriptions without having to contact your service providers separately.

When you know which payments are coming up and what you’re being charged for on a regular basis, it’s easier to plan your everyday finances.

How to manage subscriptions

Check your card settings and activate your cards for mobile payments

Your most important card settings are always close at hand. In Nordea Mobile, you can easily view your card details, track your transactions and manage features such as security limits, geographical restrictions and online payments using your phone, whenever and wherever it suits you.

You can also add your cards to Apple Pay or Google Pay and pay for purchases using your phone or even your smartwatch. This makes paying quick and convenient, whether you’re shopping in-store or online.

How to manage your card settings in Nordea Mobile

How to scan bills

1. Select Scan invoice on the Pay tab.

2. Point your phone’s camera at the bar code on the bill.

3. Check the payment details that were completed automatically.

4. Confirm the payment.

Alternatively, you can paste a virtual bar code at the top of the “Scan invoice” view. A virtual bar code makes it easier for you to enter the payment details if you have received a digital bill.

How to check your account’s payment limits

1. Open the Pay tab.

2. Select Payment limits.

3. Check or edit your current payment limits.

4. Confirm any changes.

Read more about payment limits

How to set up Siirto

1. Open the Pay or Overview tab.

2. Select Siirto.

3. Verify your phone number and the account you want to connect to Siirto.

4. Accept the service terms and conditions.

5. You can now send and receive money using a phone number.

Read more about using Siirto

How to set up e-invoicing

1. Open the Pay tab.

2. Select E-invoices.

3. Search for the invoice issuer by name.

4. Check the details and confirm the subscription.

5. You will receive all future bills from this invoice issuer directly in Nordea Mobile.

Read more about e-invoices

How to receive e-invoices with Siirto

1. Set up the Siirto service.

2. Check that your contact details are up to date.

3. After you have set up Siirto, invoice issuers can send you e-invoice proposals directly to Nordea Mobile.

4. Accept e-invoice proposals when you get them.

Read more about Siirto

How to manage your subscriptions

1. Open the Pay tab.

2. Select Subscriptions.

3. Check your active subscriptions and the related payments.

4. Select a subscription to see its details.

5. You can cancel subscriptions, pause them or change their payment method.

6. Confirm any changes.

How to check your card settings

1. Select Accounts and cards on the Overview tab.

2. Select the relevant card.

3. Open the card settings.

4. Check or make changes to:

  • security limits
  • geographical restrictions
  • online usage.

5. Confirm any changes.

Read more about card security settings

How to enable mobile payments for your card

1. Select the relevant card.

2. Open the card settings.

3. Select “Add to Wallet”.

4. Read and confirm the terms and conditions for use.

5. You can now use your card with your phone or smartwatch.

Read more about mobile payments

Frequently asked questions about payments in Nordea Mobile