Fund savings gift in brief

We will gift you 20 euros if you

  • are aged 18 to 30 during the campaign period
  • make an agreement on monthly saving with us
  • save money regularly for three months.

The campaign applies to monthly savings agreements concluded from 1 August until 30 September 2025. You can get this gift once in a calendar year.

How to get the fund savings gift

All you need to do is make a new monthly savings agreement and start saving. After saving in a fund for three consecutive months, you will receive a gift of 20 euros from us.

You will receive the gift automatically within about four months from the time you started saving. As an example, if you start saving on 1 August, you will reach the 3-month mark on 1 November and receive the gift by 1 December. 

We will pay the money directly to the fund for which you made the new monthly savings agreement during the campaign. If you started saving in more than one fund at the same time, you only get the fund savings gift for the first monthly savings agreement you made. 

You will receive a message from us in Nordea Mobile and Netbank once we have made the payment.

Will I have to pay tax on this benefit?

The value of the benefit, 20 euros, is a taxable capital gain. We will report the amount to the Tax Administration, and it will be considered in your taxation for the full year. However, when you receive the prefilled tax return in the following year, you should check that the benefit has been recorded correctly.

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See our examples

Are you entitled to the fund savings gift? Read our examples below.

You make more than one monthly savings agreement

You are aged 18–30 and and make a monthly savings agreement for one or more funds. You make more than one new monthly savings agreement during the campaign period. You save regularly for at least the required three months. After that, you get the fund savings gift of 20 euros for the first fund savings agreement you made, ie. for one fund.

You turn 31 during the campaign period

You are 30 years old and make a monthly savings agreement for one or more funds. You make a new agreement during the campaign period, but turn 31 before you have been saving for three months. Since you were 30 years old when you made the agreement, you will get the fund savings gift of 20 euros after three months.

You are 17 years old when you signan agreement

You are 17 years old and sign a new monthly savings agreement during the campaign period with your parents’ consent. You will turn 18 within the next three months. You are not entitled to the gift of 20 euros, since you were a minor when you made the agreement.

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