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Send us a call back request| FlexiDeposit Account | PerkAccount | Time Deposit Account | ASP account | |
| A good choice for you if... | You want to build up your savings steadily, while still having the flexibility to access your money if needed. | You want to save regularly and be able to deposit or withdraw funds anytime. | You want to deposit your money for a certain period (1–36 months), and don’t want to withdraw any funds during that period. | You’re at least 15 years old and want to save for your first home. |
| Interest rate
| Annual deposit interest rate, depending on the length of the deposit period. The interest rate is automatically updated when the period ends and a new one begins. | Fixed, tiered (annual interest rate) | Fixed. Agreed when you open the account. | 1% deposit interest rate. Bonus interest paid in arrears if you meet the conditions of ASP saving.** |
| Instant access to withdraw | Yes | Yes | No | No |
| Instant access to deposit | Yes but the deposit interest is calculated on the lowest balance in the period, which means that any additional deposits you make during the period won’t earn any interest. | Yes | No | Yes, up to the monthly maximum amount.
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| Deposit amount | 500–500,000 euros | No restrictions | Minimum 500 euros | 50–1,500 euros per month |
| Deposit period | No restrictions | No restrictions | Minimum 1 month | Minimum 20 months that don’t have to be consecutive. |
| Account costs* | Free of charge | Free of charge | Free of charge. If you withdraw money before the agreed deposit period ends, we will charge a cancellation fee and any applicable refinancing costs. Please check the current cancellation fees in the product details. | Free of charge |
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