You’ll enjoy an increased cashback rate of 1% at restaurants, cafés, concerts, festivals, sporting events, museums, exhibitions and amusement parks. Test with our calculator how much cashback you could earn on summer experiences.
You get cashback on all your credit card payments, not just on summer experiences. With Nordea cards that offer cashback, the standard reward rate is 0.5%.
You receive cashback for all the purchases you pay with your credit card, excluding cash transfers and gambling. You can earn up to 150 euros in cashback per calendar year per card.
Remember that if you use your credit card excessively, you may end up taking on more debt that you can manage. If you pay off your outstanding credit balance within 30 days, you won’t need to pay interest or other fees for the used credit. Even if you repay the credit right away, you will still earn cashback.
In addition to the cashback benefit, our most popular credit card Nordea Gold includes international travel insurance, covering also your family members accompanying you.
Nordea Platinum also includes travel insurance for trips in Finland and lounge and Fast Track benefits at airports. In addition, you will earn 0.7% cashback on each payment you make in a foreign currency outside the euro area.
Cashback rewards are part of our extensive Loyalty Programme, helping you save up to hundreds of euros each year.
Choose us for all your banking needs to get cards and daily services at a lower cost.
Note that we charge interest on credit card payments if you don’t pay off your credit balance within 30 days. If you withdraw cash or transfer money to your bank account, we will charge interest starting from the withdrawal date.
Take a look at our example calculations of the annual percentage rate for different credit cards.
With a Nordea Gold credit card, the annual percentage rate for an outstanding credit balance of 1,500 euros is 22.1% when the 3-month Euribor reference rate is 2.08% (April 2026). The calculation assumes that you have opted for the free e-invoice, repay the credit in 12 monthly instalments (133 euros) and pay 2.99 euros per month for the credit facility. The calculation does not include any additional services included in the total monthly fee for the card. The estimated total cost of the credit is 1,669 euros.
The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.
With a Nordea Platinum credit card, the annual percentage rate for an outstanding credit balance of 1,500 euros is 17% when the 3-month Euribor reference rate is 2.08% (April 2026). The calculation assumes that you have opted for the free e-invoice, repay the credit in 12 monthly instalments (133 euros) and pay 2.99 euros per month for the credit facility. The calculation does not include any additional services included in the total monthly fee for the card. The estimated total cost of the credit is 1,632 euros.
The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.
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