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Personal insurance

We offer personal insurance policies to help protect your and your family’s financial future. As a limited-time offer, you’ll receive 50% off life insurance and critical illness insurance for the first 6 months. The offer is valid until 30 November 2026. Choose the policy that suits your needs and get a quote in just a few clicks. 

Limited-time offer: enjoy 50% off for the first 6 months

Critical illness insurance to secure your own livelihood

A serious illness can have a devastating impact on your finances. Choose this insurance when it's important to you to protect your livelihood from the loss of income caused by a critical illness.

✓ Covers 10 different illnesses or medical treatments.

✓ You can choose a compensation amount of up to 300,000 euros online.

✓ You can use the tax-free lump sum payment as you wish.

This insurance now –50% off for six months. Campaign is valid until November 30, 2026.

For more detailed information about the compensable illnesses, please see the insurance terms and conditions.

Learn more and get a quote

Limited-time offer: enjoy 50% off for the first 6 months

Life insurance secures your loved ones' livelihood

Life insurance ensures that your loved ones will manage financially even in the event of your death. Choose this insurance if you have a spouse, children, or a loan together with another person.

✓ You can choose a compensation amount of up to 500,000 euros online.

✓ The insurance compensation can help with daily expenses, keeping your home or paying inheritance taxes.

✓ Life insurance additional benefit: 25% increase to the compensation amount (confirmed annually).

This insurance now –50% off for six months. Campaign is valid until November 30, 2026.

Learn more and get a quote

Explore all our personal insurance options

We offer insurance for other life situations as well. In addition to critical illness insurance and life insurance:

✓ Health insurance

✓ Permanent disability insurance

✓ Cover for death or permanent disability caused by an accident

✓ Unemployment and sick pay insurance

Learn more about all our insurance products and benefits, and choose the coverage that suits your life.

Learn more about personal insurance

Popular choice: life insurance and critical illness insurance bundled together

When you take out life insurance and critical illness insurance together, you protect both your and your family’s financial future. This bundle is particularly well suited to people who have a spouse and children. You can also add cover for permanent disability.

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Benefits included in personal insurance

As a Nordea insurance customer, you’ll enjoy a range of ongoing, unique benefits, including discounts, a well-being benefit that rewards an active lifestyle and K-Plussa points on your insurance premiums.

Discounts for Nordea customers


When you do your banking with us, you’ll always get your insurance at the best available price.

  • 15% discount for loan customers 
  • 20% discount for loan customers who pay their insurance premiums together with their loan payments
  • 10% discount if you don’t have a loan with Nordea

Please note that these ongoing discounts apply in addition to the limited-time offer.  

Learn more and get a quote

The only insurance in Finland that rewards you for being physically active

Nordea insurance rewards you for every step you take. By staying active on a regular basis, you can increase your insurance cover by up to 25% at no extra cost.

Walk, dance, work out or go skiing – the type of exercise doesn’t matter, as long as you stay active regularly and raise your heart rate.

Example: If your amount of cover is 50,000 euros and your activity level qualifies you for a 25% increase, your insurance benefit amount would be 62,500 euros in the event of a claim.

Learn more about the well-being benefit

K-Plussa benefits with your insurance


Connect your K-Plussa loyalty card to your insurance policy and earn Plussa points for insurance premiums. This benefit is available exclusively with Nordea insurance policies.

If you’re not a Nordea customer but have a Plussa card, you’ll also receive an ongoing 10% discount on your insurance as a Plussa customer.

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Read about Plussa benefits

How to buy personal insurance online
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How to manage your personal insurance online

If general insurance

Our partner If offers general insurance policies to help protect your belongings. As a Nordea customer, you reach the highest level of If's loyalty programme with just one policy and receive an ongoing 15% discount on nearly all If insurance policies.

Current offer: get 25% off the first policy period of a new If home insurance policy.

If’s home insurance helps you manage life’s unexpected events at your home and holiday home. Get 25% off the first policy period of a new home insurance policy.

Read more about the insurance

If home insurance

If’s home insurance helps you manage life’s unexpected events at your home and holiday home. Get 25% off the first policy period of a new home insurance policy.

Read more about the insurance

If’s vehicle insurance provides comprehensive cover for all your vehicles. If something happens, the claims process is quick and hassle-free.

Read more about the insurance

If vehicle insurance

If’s vehicle insurance provides comprehensive cover for all your vehicles. If something happens, the claims process is quick and hassle-free.

Read more about the insurance

Through us, you can also take out landlord insurance, travel insurance, pet insurance and other general insurance policies from If.

Explore If’s general insurance policies

Other If insurance policies

Through us, you can also take out landlord insurance, travel insurance, pet insurance and other general insurance policies from If.

Explore If’s general insurance policies

Insurance issuer

Nordea’s life insurance policies are issued by Nordea Life Assurance Finland Ltd and other personal insurance policies by Nordea Insurance Finland Ltd. Nordea Bank Abp acts as an agent for both insurance companies.

If’s insurance policies are issued by If P&C Insurance Ltd (publ), branch in Finland, for which Nordea Bank Abp acts as an agent.