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Invoicing and payments

Invoice your customers with an e-invoice and handle your payments with file transfer or through Netbank. Merchant Acquiring lets you offer your customers the option of paying with a card, which means the cash will be quickly transferred to your account.

Pave the way for your payments

Paying your daily expenses and suppliers should be as smooth as possible. In most cases you can build routines backed by our services and technology. The same goes for invoicing and the various ways your customers can pay for your products and services.

We have listed the best solutions for you below. 

Money in

Make it easy for your customers to pay you.

Invoices

Invoices

Many businesses get paid for their products and services using invoices. Be sure that you balance your payment terms so that you keep a steady cash flow as well as stay competitive. When you do your invoicing, you must set up routines for checking incoming payments and send out reminders to the customers who don’t pay on time. If you just want to use your Netbank we recommend our E-invoice service - you can create and send invoices directly in Netbank. You could also consider Taimer which is an invoicing software that helps you keep track of your incoming cash flow.

Link to suggested product 

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Online shops
Physical shops

Invoices

Many businesses get paid for their products and services using invoices. Be sure that you balance your payment terms so that you keep a steady cash flow as well as stay competitive. When you do your invoicing, you must set up routines for checking incoming payments and send out reminders to the customers who don’t pay on time. If you just want to use your Netbank we recommend our E-invoice service - you can create and send invoices directly in Netbank. You could also consider Taimer which is an invoicing software that helps you keep track of your incoming cash flow.

Link to suggested product 

E-invoicesOpens new window

Physical shops

Be sure to offer multiple payment methods in your shop (not many customers use cash anymore). We cooperate with Bambora to give you the option of payment by card. Bambora will supply you with a card reader. Furthermore, you should offer mobile payments. For instance you could use Siirto for business.

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SiirtoOpens new window

Merchant AcquiringOpens new window

Money out

Choose the right payment methods for the specific situation.

Recurring payments (salaries, rent, etc.)

Recurring payments (salaries, rent, etc.)

When you have recurring payments of fixed amounts you can set-up the payments in Netbank or Mobile Bank once and for all.

Do you know E-salary? It’s a service that delivers payslips directly to your employees Netbank, despite what bank they use.

Link to suggested product

NetbankOpens new window

Mobile BankOpens new window

E-salaryOpens new window

Suppliers
Daily expenses
International payments

Recurring payments (salaries, rent, etc.)

When you have recurring payments of fixed amounts you can set-up the payments in Netbank or Mobile Bank once and for all.

Do you know E-salary? It’s a service that delivers payslips directly to your employees Netbank, despite what bank they use.

Link to suggested product

NetbankOpens new window

Mobile BankOpens new window

E-salaryOpens new window

Suppliers

Depending how many suppliers your work with and the payment terms, you have various options. The most important is that you establish a routine that matches your way of working. If you have a financial management system, you can do bulk payments using File Transfer - it’s basically a list of all payments that you upload to us. You can also do the payments in Netbank or quick and easy by Mobile Bank. In some cases you might even be able to use Siirto to pay the bills right-away. Do you know if your suppliers use E-invoices? If that’s the case, you can establish a smoother handling of incoming invoices and automate the payments.

Link to suggested product

File TransferOpens new window

NetbankOpens new window

Mobile BankOpens new window

SiirtoOpens new window 

E-invoicesOpens new window

Daily expenses

The easiest way to pay for your daily expenses (supplies, lunch, travel expenses) is to use your credit card in combination with a mobile pay service like Google Pay or Apple Pay. You’ll always have cash at hand and you can easily track your expenses for bookkeeping.

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Corporate CardsOpens new window

International payments

You can do your international payments in Netbank or Mobile Bank. If you do currency payments in regular basis, let AutoFX help you. It will free you from manually monitoring your currency account balances and FX transactions.

Please note: If you buy from another EU country the invoice must be made without added VAT. You just have to give the supplier your international tax-number.

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Currency Account
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AutoFXOpens new window

File TransferOpens new window

NetbankOpens new window

Mobile BankOpens new window