Change of ownership
Change of a company's ownership may be due to transferring the ownership to the next generation, the owner's retirement plans or an offer to buy the company. You should start planning the change of ownership 3 to 5 years in advance so that the transfer can take place in a controlled manner, taking issues such as taxation into account.
Several options in financing acquisitions
Loan from a bank is the most common way to finance an acquisition. In larger acquisitions, Nordea can organise financing in cooperation with several financiers.
In addition to a traditional bank loan, through a bank or an insurance company you have access to financing with special terms. Venture capitalists may also grant equity financing to companies in which the value of the investment may increase through the growth or the development of the business.
Companies benefit from financing their acquisitions with Nordea
- Nordea will provide your company with expert support in planning your financing.
- We will organise your financing in cooperation with other financiers.
Investing the funds from an acquisition
Often in an acquisition, the seller will receive a substantial sum of money. It is a good idea to discuss investing that money with Nordea's experts. You can also read more about the asset management services offered by Nordean Private Banking.
Private individual as the seller
You must pay taxes for any capital gains, excluding certain situations where the company is handed over to the next generation. Otherwise, you are free to decide what kinds of investments you want to make.
Company as the seller
If the seller company does not need all the funds received from the sales to develop its other business operations, to pay extra dividends or to improve its liquidity, it may invest the funds or part of them profitably.