Applying for a corporate loan

When you apply for a corporate loan or credit, it is important to keep in mind certain basic requirements for granting loans and credit. When making a loan decision, we consider your business idea, the purpose of the loan and your company’s financial standing, among others.

Apply for financing

Corporate finance products

Applying for corporate loan

If you are a Nordea corporate customer log in to Nordea BusinessOpens new window where you can apply for financing up to EUR 500,000. Financing application is found under Services-tab.

In order to process your application, we need the following information:

Your business plan and budget calculation, if you are starting a new business. Here you can find the templates for a business plan and budgeting.
Information about your company’s ownership structure.

Your company’s description and budget for next year.

Financial statements (total profit and balance sheet) or the operating income from last year.

Send all necessary attachments via Nordea OmapostiOpens new window. You can log in to Nordea Omaposti using any Finnish bank’s personal online banking codes. Select “New message” and the topic “Loans” in Omaposti. Write “Attachments to a corporate financing application” as the subject of the new message.

Loan calculator

Calculate the correct loan for your company with the loan calculator

What do we consider when evaluating your loan application?

Company and business idea
We must know your company’s risk profile and business idea and the sector it operates in. We review the outlook for your market and sector.
Purpose of the loan
We must know the purpose of the loan (eg purchasing equipment or office furniture). One reason for acquiring funding may be to cover ongoing expenses.
Company's financial standing
We review your total profit and balance sheet when evaluating the profitability of your business to ensure that credit does not affect your profitability.
Ownership and management
We must know your company structure; for example, if the company is part of a group, who owns the company and who runs the company.
Guarantee
We require a guarantee or security for the loan to minimize the risks to both parties. The guarantee can be eg immovable property, stock or receivable (floating charge).