Investment accounts

Investment accounts for your company's short term plans

Higher interest rate - separate your buffer from your other funds
Predictable return - fixed-term deposit account provides an agreed interest rate for the deposit period
No fees - when you stick to the agreed deposit period
Safe - your money is protected by the deposit guarantee

How do the accounts work?

Fixed-term deposit account

The deposit interest is fixed throughout the deposit period. This way you always know in advance how much interest your deposit will earn. A fixed-term deposit account is a good solution if you need your company's savings in the short term or if you want to build up a reserve fund for your company. You can check the current interest rates and open a new account directly in Nordea Business.

Book-entry account

We can open a book-entry account for limited liability companies, limited partnerships, general partnerships and registered associations. If you are a private trader, you will need to open a book-entry account as a personal customer. A company’s book-entry account holds listed securities, meaning that you will need this account to trade in shares and exchange-traded funds (ETFs). You will also need a valid Legal Entity Identifier (LEI) to open the book-entry account.

The deposit interest is fixed throughout the deposit period.

The rate of interest is determined by the deposit period.

Pricing is based on general market rates.

Open a fixed-term deposit account in Nordea Business

Open a fixed-term deposit account

The deposit interest is fixed throughout the deposit period.

The rate of interest is determined by the deposit period.

Pricing is based on general market rates.

Open a fixed-term deposit account in Nordea Business

You need a valid Legal Entity Identifier (LEI) to open the book-entry account.
Opening a book-entry account requires that the official information on your company’s line of business states that the company is engaged in investment operations.

How to open a book-entry account

Open a book-entry account

You need a valid Legal Entity Identifier (LEI) to open the book-entry account.
Opening a book-entry account requires that the official information on your company’s line of business states that the company is engaged in investment operations.

How to open a book-entry account

How to open a fixed-term deposit account

Become a customer
Log in to Nordea Business
Choose deposit amount and period
Confirm opening of the account

Frequently asked questions about investment accounts

Why should I save or invest my company's funds?

It's beneficial for a company to save and invest for multiple reasons. For example, building a buffer for economic fluctuations and financing future investments are likely scenarios for most businesses.

How should i think about short term for my company?

Remember that the optimal short-term savings strategy depends on your company's specific situation, including size, industry, seasonality of cash flows, and growth plans.

When considering short-term savings for your company, it's important to balance liquidity needs with reasonable returns.

We recommend you to have a available buffer for at least two to three months of turnover on a savings account. It may also be good for a company to make a plan for short-term investments. Short-term investments can be made in fixed-term deposit accounts or funds that invest solely or primarily in interest-bearing securities, as they carry a lower risk than equity funds.

How should I think about long term savings in my company?

There are various options for a company's long-term savings and investments, and choosing the most suitable one depends on your company's risk tolerance and investment timeframe. You can invest your company's excess liquidity in funds, shares and stocks along with many other investment products. If you're not sure how to get started, our investments specialists are here to help you get started.

Contact request for an investments specialist

Investment accounts for businesses