First Card

First Card gives you more time for what matters to your business, through smart payments and simplified administration.

Financial Freedom

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Credit is always available: You can pay with the card whenever and wherever you need. First Card helps you maximize your cash flow.

Flexible payment terms: With up to 30 days of free credit, the card gives you time to handle all of your expenses. You also have the possibility to prolong the credit period. 

Easy Administration

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First Card simplifies the handling of expenses: All your business expenses on one collective invoice, adapted to your company´s needs.

Up to two years of payments history: You get an overview of all the company’s expenses in our online services. 

Smart Payments

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Mobile Payments: Add your First Card to Apple Pay or Google Pay to pay with your phone. If you prefer using your card – blip your card for quick and easy contactless payments.

First Card app: Check your transactions with First Card app, make safety settings and get notifications when your card is used.  

Business travelling?

  • Simplifies the travelling cost administration 
  • With First Card Travel Account you get all cost and expenses collected in one invoice, avoiding all receipts and expense management
  • Travel Account works with the leading travel agencies

Explore the advantages with First Card

  • Globally accepted  - Mastercard enables you to pay wherever you go – online and in-stores.  
  • Safe payments – increased control of your expenses with push notifications.
  • Insurances - that protects both the cardholder and your company.
First Card app and cardholder's online services

Monitor your card transactions and invoices

As a First Card cardholder you have access to the First Card app and online services with which you can monitor your card transactions and invoices.

The online service is available to you when you have a First Card - in addition, you only need access codes to Netbank. You can log in with Netbank codes from most Finnish banks.

To activate the First Card app for use, log in to cardholder's online services and create an activation code. After the first time, you can log in using a self-selected four-digit PIN. The app is available for iPhones and Android phones.

Log in to First Card online servicesOpens new window

Read more about the First Card appOpens new window

Card purchases with your mobile
Travel account
Travel insurance
Reporting service
Terms and conditions