Frequently asked questions about Corporate FlexiCredit

What is Corporate FlexiCredit?

Corporate FlexiCredit is an unsecured corporate loan, which can be used to finance your urgent working capital needs and small investments. You can get up to 25,000 euros with Corporate FlexiCredit.

How do I apply for Corporate FlexiCredit?

You can apply for Corporate FlexiCredit in Nordea Business, or if your company is not yet a Nordea customer, you can fill in the application online. After you have submitted your application, we will call you to discuss the details. You will receive the credit decision in a few days. You can shorten the processing time by delivering your company’s financial statements or business plan/budget calculation with your application.

How quickly can I get Corporate FlexiCredit?

We will make the credit decision within a few days and if your application is approved, we will transfer the money to your bank account on the next banking day.

How can I get an unsecured corporate loan?

An unsecured corporate loan can be granted to you if your company and the persons in charge have a sound credit history and sufficient repayment capacity. In connection with your credit application, please be prepared to provide Nordea with your company's financial statements and/or business plan or budget calculation.

How do I repay Corporate FlexiCredit?

Corporate FlexiCredit, like its name implies, is a flexible form of credit. You can choose your corporate loan period from the range of 3–36 months. You can also repay your loan early with a sum of your choice without your company incurring any additional costs.

If you wish, you are entitled to two instalment-free months a year on condition, however, that the months are not successive. You can choose the instalment-free months when applying for the loan or you can add them to your loan later. As necessary, we can also agree on a payment holiday for 1–6 months right at the start of your corporate loan period.