1. The statutory cover is often not sufficient
Do you know the amount of your statutory cover in case of critical illness or permanent disability, for example? For instance, the sick allowance paid by Kela is determined on the basis of the YEL income for the preceding 12 month, and people who fall ill are often surprised at how small the allowance is.
2. Nobody is immortal
Every year, over 10,000 Finns in their prime working age die from a disease or as a result of an accident. Although the probability of dying prematurely is relatively small, it is always a shock for the family and its finances as well as for the entrepreneur’s business when it does happen. When your financial liabilities are the highest and you have a family and a home loan besides your business, it is wise to prepare yourself by taking out a life insurance policy.
As an extra benefit, you'll now get a 25% higher claim amount to your life insurance policy free of charge.
3. Act in time – you won't be insured financially unless you have an insurance policy
You should take out a personal insurance policy right now – not tomorrow. In fact, a good rule of thumb in personal insurance is “the sooner, the better”. Getting insured is too late when an unfortunate event has already occurred.
Physical exercise contributes to personal well-being and health. Daily exercise has positive effects on both the mind and the body and has been proven to make people remain healthier for longer. Even a small increase in your daily physical exercise prevents illnesses and keeps the brain alert.
In addition to improving your fitness and well-being, being physically active can also increase your insurance cover. With increased daily exercise, clients who have taken out Nordea MyLife personal insurance are able to raise their insurance cover by up to 25%.