Start your own business

• Business and budget planning – with a good plan you make negotiations with banks or investors easier
• Conduct market research – gain a good understanding of your competitors and customers
• Compare business forms – familiarize yourself with different business form options and decide on the right option for you
• Register your company to the Finnish Patent and Registration Office – once you receive your business ID, you can proceed with practical matters
• Financing for establishing your business – starting a business requires either equity or debt capital
• Banking services for new entrepreneurs and businesses – become a business customer online and get access to basic banking services

Advice for new businesses from our business banking advisor Wilma Olsson.

1. Start small and be patient. Test your idea gradually and grow at a sustainable pace. This reduces risk and gives you better control over your business development.
2. Protect your core business. Don't neglect what's generating revenue today while chasing new opportunities. Your core business funds future growth – keep it strong.
3. Focus on profit, not just revenue. High revenue means nothing without healthy margins. A smaller, profitable company is more stable than a large one losing money. Control costs and prioritize sustainable profitability.
4. Choose smart partners. Good investors bring more than money – they offer experience, networks, and strategic advice. Pick partners who share your vision and add real value beyond capital.