Start your own business

• Business and budget planning – with a good plan you make negotiations with banks or investors easier
• Conduct market research – gain a good understanding of your competitors and customers
• Compare business forms – familiarize yourself with different business form options and decide on the right option for you
• Register your company to the Finnish Patent and Registration Office – once you receive your business ID, you can proceed with practical matters
• Financing for establishing your business – starting a business requires either equity or debt capital
• Banking services for new entrepreneurs and businesses – become a business customer online and get access to basic banking services

• Simple step-by-step guide – We understand that starting your own business can feel overwhelming, which is why we have created guides for when you're starting your own company. With our guides you can feel secure and get the support you need when it's time to turn your business idea into reality.
• All your banking services in one place – We know how valuable your time is when you're starting your business, especially when you're building something new. That's why we have gathered the most important banking services into a comprehensive business package so you can focus on what matters most: building your business.
• Advisory services for you who want to develop your business – We are here to support your journey. Our experienced advisors understand the challenges that entrepreneurs face and provide advice so you can make well-informed decisions and reach your growth goals.

Advice for new businesses from our business banking advisor Wilma Olsson.

1. Start small and be patient. Test your idea gradually and grow at a sustainable pace. This reduces risk and gives you better control over your business development.
2. Protect your core business. Don't neglect what's generating revenue today while chasing new opportunities. Your core business funds future growth – keep it strong.
3. Focus on profit, not just revenue. High revenue means nothing without healthy margins. A smaller, profitable company is more stable than a large one losing money. Control costs and prioritize sustainable profitability.
4. Choose smart partners. Good investors bring more than money – they offer experience, networks, and strategic advice. Pick partners who share your vision and add real value beyond capital.