Currency loan

• A currency loan hedges your company against FX rate risk.
• All currencies available in international foreign exchange and capital markets can be used as the loan currency.
• You can choose to draw down short-term or long-term currency loans according to your company's needs.
• The interest rate on a currency loan is determined by the international interest rate level of the relevant currency.
• You can hedge your currency loans against currency and interest rate risks.

Short-term currency loan

A short-term currency loan is suitable for financing your company’s working capital needs or export trade during manufacture or after delivery.

• The loan period can vary from one week to one year.
• The reference rate is floating or fixed.
• Repayment takes place according to the reference rate period. The interest and the instalment are paid in one go.
  

Long-term currency loan

A long-term currency loan is suitable for financing investments, projects and export deliveries whose cash flows are spread over a long period of time.

• The loan period is at least one year.
• The reference rate is floating or fixed.
• The loan is repaid in equal instalments.