Capital Corporate - long-term investment solution for corporate customers

For easy and effortless management of long-term investment assets Nordea Capital agreement serves as an umbrella for various investments.

Capital Corporate is a long-term investment solution for our corporate customers. Target-oriented long-term investment and active management of investments are now simpler than ever.

Benefits for your company

  • A wide variety of investment alternatives, such as funds, investment baskets and equity-linked bonds.
  • You can transfer your cash to a low-risk insurance account when the markets are volatile or while you consider where to invest next.
  • Switching investments from one alternative to another within the scope of your agreement is free of charge.
  • The return, if any, is not taxable income upon switching investment alternatives until the agreement expires or assets are withdrawn during the validity of the agreement.
  • You do not have to separately provide information about your investments for bookkeeping and financial statements during the agreement period.

The best benefits can be obtained from Nordea Capital Corporate when the company intends to make long-term investments, to switch the investment alternatives actively and to diversify its savings across multiple investment instruments.

Upon concluding a Nordea Capital Corporate agreement, non-professional investment companies will be given a tailored recommendation for an agreement and the amounts and alternatives to be invested in.

Capital Corporate can be adjusted to your business needs

  • The minimum sum for a one-off investment is EUR 5,000, and you can make additional investments at any time.
  • Monthly saving is particularly well-suited to companies that prefer to accrue their investment assets in smaller amounts. In monthly saving, the minimum amount is EUR 50 per month.
  • The recommended investment horizon for a Nordea Capital Corporate agreement is three years at minimum. The more precise period is determined based on the investment instruments you choose.
  • You can withdraw your savings partially or in full in the middle of the agreement period, if needed.
  • Companies can choose the package that suits their targets and needs from our comprehensive selection of investments. The value of Capital Corporate tracks the value performance of the investment alternatives chosen.
Investment alternatives

Investment alternatives

Investment baskets

Ready-made investment baskets that you can invest in only through Nordea Life Assurance products can be added to your Nordea Capital Corporate agreement. Investment baskets are not investment funds but investment instruments determined by the insurance company. They are subject to rules of their own and the assets invested in these baskets are invested in other investment instruments such as investment funds, equities, government bonds and corporate bonds.

Globe Baskets

The Globe Baskets are easy and sustainable investment baskets managed by professionals who pay special attention to the environmental, social and governance aspects when selecting investment alternatives. By choosing a Globe Basket that meets your needs, you can positively impact the environment and society. The Globe Baskets offer an excellent asset allocation and great value for money. 

You can choose the option that suits your preferred risk level from among five Globe Baskets with different risk profiles. 

Granite Portfolios

The real-estate investments of Nordea Life Assurance are the foundation of Granite Portfolio investment baskets, offering a better risk/return ratio, generating a steady cash flow through rental income and enabling further diversification in addition to the traditional asset classes. The money invested in the Granite Portfolios is diversified across various asset classes globally. 

You can choose the option that suits your preferred risk level from among five Granite Portfolios with different risk profiles. 

Equity Baskets

The Equity Baskets are suitable for you if you are looking to invest in Finnish companies, track the performance of the Finnish equity market and are aware of the risks involved.

You can choose from 14 companies listed on the Nasdaq OMX Helsinki exchange, which you can use to build your personal equity portfolio. Every Equity Basket added to your contract will consist of the shares of one listed company, and the basket’s performance will track the total return on the share in question. The total return consists of the share price performance and the dividend yield.

Nordea funds

You can choose one or several equity, fixed income or balanced funds from our wide selection of Nordea funds.

Insurance Account

An Insurance Account is suitable for savers or investors who want to invest their savings with a low risk. It is particularly useful as a temporary place to park your money while searching for a new investment or waiting for market volatility to subside.

Investment bonds

You can add investment bonds selected by Nordea Life Assurance to your investment agreement during their subscription period. Read more about the currently available investment bonds in our Insurance service.

Prices
Product material (only in Finnish)