Ready-made investment baskets that you can invest in only through Nordea Life Assurance products can be added to your Nordea Capital Corporate agreement. Investment baskets are not investment funds but investment instruments determined by the insurance company. They are subject to rules of their own and the assets invested in these baskets are invested in other investment instruments such as investment funds, equities, government bonds and corporate bonds.
The Globe Baskets are a comprehensive investment solution suitable for investors who prefer to leave all investment decisions to the professionals and consider sustainability to be an important factor in saving and investment decisions.
The Nordea Globe Baskets include diverse benefits. Our experienced portfolio team will manage your insurance savings professionally and actively while taking your expectations and risk appetite into consideration. The Globe Baskets offer an excellent asset allocation and great value for money. Nordea’s Globe Baskets come with five different investment profiles, from which you can choose the alternative that best suits your investment targets and risk tolerance.
Globe Basket 10
You prefer to minimise the decrease in the value of your investments and therefore accept a low expected return..
Globe Basket 25
You expect a moderate return for your investments without too much fluctuation in their value.
Globe Basket 50
You expect a rather high return on your investments. You tolerate moderate fluctuation in the value of your investments both in the short and the long term.
Globe Basket 75
You want to achieve high returns and are willing to tolerate fluctuations in the value of your portfolio both in the short and the long term.
Globe Basket 90
Your main goal is to achieve a high return and you are prepared for a long investment horizon. You tolerate large fluctuations in the value of your portfolio and accept that your portfolio's performance may be negative over longer periods of time.
Read the rules of Nordea Globe Baskets (in Finnish) (pdf, 209 KB)Opens new window.
The Yield Baskets are suitable for you if you want our experts to select the investment instruments and manage your investment on your behalf, or if you are looking to invest in real estate as part of a widely diversified investment portfolio. In the Yield Baskets, investments are diversified across government bonds, corporate bonds, equities and real estate.
You can choose the option that suits your preferred risk level from among three Yield Baskets with different risk profiles.
- Yield Basket aims at achieving a moderate yield,
- Yield Basket 50 aims at achieving a yield with an average risk, and
- Yield Basket 75 aims at achieving a yield with a high risk.
Read the monthly reviews and rules of Nordea Yield Baskets (in Finnish)Opens new window.
Nordea Equity Baskets allow you to invest easily in the shares of major Finnish listed companies and to tap into their return potential. The Equity Baskets are suitable for you if:
- you are looking to invest in Finnish companies,
- you track the performance of the Finnish equity market and are aware of the risks involved, and
- you want to benefit from the performance of the selected Finnish companies.
You can choose from 14 companies listed on the Nasdaq OMX Helsinki exchange, which you can use to build your personal equity portfolio. Every Equity Basket added to your agreement will consist of the shares of one listed company, and the basket’s performance will track the total return on the share in question. The total return consists of the share price performance and the dividend yield.
Read the rules of Nordea Equity Baskets (in Finnish)Opens new window.
You will have access to our extensive selection of Nordea funds. You can choose one or several equity, fixed income or balanced funds and switch between funds depending on the market situation.
Further information on the funds is available in the Funds Now serviceOpens new window.
You can add investment bonds selected by Nordea Life Assurance to your investment agreement during their subscription period. You can read about currently available investment bonds in Nordea Netbank.
An Insurance Account is suitable for savers or investors who want to invest their savings with a low risk. It is particularly useful as a temporary place to park your money while searching for a new investment or waiting for market volatility to subside.
An Insurance Account is an investment alternative offered by Nordea Life Assurance, and its performance is tied to the interest offered by Nordea Bank on euro-denominated cheque accounts. The account interest rate is the 1-week Euribor less the margin, which is currently 0.4%. According to the currently valid tax legislation, no tax-at-source on interest income is levied on the return generated by savings held in an Insurance Account.
Further information on the Insurance Account (in Finnish) (pdf, 105 KB)Opens new window