Questions and answers
- 1. I need financing for my company.
You can arrange a negotiation for obtaining credit for your company through a phone meeting with Nordea Business Centre if you are authorised to sign for your company and have the online access codes for personal customers.
Your company’s repayment ability and future outlook are the key criteria for granting credit. The security required for a loan or credit account is always considered on a case-by-case basis. The most common types of security are housing shares and mortgage deeds on real estate (e.g. a plot of land). A floating charge can also be used if the company is registered in the Trade Register and it has movable assets with a security value.
The following are needed for a credit negotiation: the company’s latest financial statements, possibly its cash budget and the board’s decision, if any, on applying for a credit facility/credit, provision of security and pledging.
- 2. How can I obtain financing for acquiring another company?
If you need financing for acquiring another company, you should make a preliminary application for the financing as a personal loan. In your personal banking matters you can contact Nordea Customer Service, 0200 70 000, Mon–Fri 8.00–18.00.
- 3. How can I pay an overdue loan repayment?
If your loan repayment is overdue, you can copy its details into a new payment. If the details of the overdue repayment do not include a reference number, you can use the following reference number: 123.
- 4. How can I postpone the due date on my loan repayment?
If you are authorised to sign for your company, you can apply for postponing the due date of your loan repayment by calling Nordea Business Centre, tel. 0200 26262, Mon–Fri 9.00–16.30. Please have your personal online banking codes at hand when calling.