How Siirto works

  • You only need the recipient’s phone number. 
  • Payments between Siirto users are transferred instantly 24/7.
  • All users are always authenticated with their access codes.

Nordea’s Siirto app utilises the Siirto payment system to which also other banks and payment service providers are connected. To make a payment, simply enter a phone number instead of an account number. When the phone number is in the Siirto payment system, you will see the name of the recipient. The recipient will receive the payment immediately regardless of the bank. You can only use the Siirto app to transfer money to Finnish bank accounts included in the Siirto payment system.

More information on the banks and payment service providers participating in the Siirto payment system is available on (in Finnish)Opens new window

Security limits in the Siirto app
Sending money per dayMaximum of EUR 1,700.00
Receiving moneyNo upper limit
Implementation and use
Prices and terms

Access codes

With Access Codes you can take care of banking regardless of time and place. You can also sign agreements and identify yourself in other service providers' services.

Read more about Access codes

Nordea Codes app

With the Nordea Codes app you can log in to Netbank and Mobile Bank, securely pay for your online shopping and identify yourself when contacting Nordea Customer Service.

Read more Nordea Codes app

Contact us

Become a Private Banking customer?

0200 70000 (lnc/mcc*)

* local network charge/mobile call charge