Life insurance online in five minutes
- Buying an insurance policy is quick and easy – application and health declaration forms available to you online.
- You can take out one type of insurance cover or compile a cover package that suits your personal circumstances using our calculator.
The only life insurance in Finland that rewards you for being physically active
- Unique extra bonus only for Nordea’s customers: you take exercise and we raise your insurance cover.
- Half an hour of brisk physical exercise a day will bring you a 15% raise to your insurance cover.
- One hour of brisk physical exercise a day will bring you a 25% raise to your insurance cover.
Taking out life insurance from Nordea will pay you off
- We are here to support you and settle claims quickly. Up to 90% of claims will be paid out within 5 days of us receiving the completed claim form and the required appendices.
- Our prices are competitive, and you also get to enjoy the benefits intended for Nordea’s customers.
Should anything happen to you, you are not the only one affected
Why life insurance?
The idea of a life insurance policy is to secure the wellbeing of your family in case of your passing. Taking out a life insurance policy is therefore especially important if you have a spouse and/or children.
- Indemnity from a life insurance policy may also help in inheritance tax payments in order to avoid situations in which property would have to be realised in haste or at an inopportune moment.
- The indemnity we pay to your family members will carry them over in their possibly dire financial situation. The indemnity may help them, for example, in their loan repayments or payments of current expenses.
What does the insurance indemnify?
- The indemnity from your life insurance will be paid to the beneficiary designated by you if you die due to an illness or accident. The beneficiary may also be a person other than a relative – any person, in principle.
Cover for serious illness
One concern less in a difficult life situation
Why cover for serious illness?
- The indemnity will be paid as tax-exempt one-off compensation right after a diagnosis or medical treatment measure.
- You can use the insurance indemnity anyway you like – for example, to ensure quick access to medical treatment or flexible return to work.
- Brings relief to your everyday payments and supports the well-being of both yourself and your close ones.
What does the insurance indemnify?
Tax-exempt one-off compensation for the following illnesses and medical treatment measures: Cancer, MS disease, heart failure, acute balloon angioplasty, coronary artery bypass, stroke, renal insufficiency and major organ transplant.
Read more in the product descriptionpdf - Opens new window.
To recover lost income
Why cover for permanent disability?
- Particularly important if you are responsible for your own or your family’s income.
- Helps in mending the loss of income in the years to come
- When the income level drops, the old-age pension amount also decreases.
What does the insurance indemnify?
- Tax-exempt one-off compensation for permanent loss of working capacity caused by an illness or accident.
Unique benefit in your insurance
- The only insurance in Finland that rewards you for being physically active – you take exercise and we reward you with a better insurance cover.
- Half an hour of brisk physical exercise a day will raise your insurance cover by 15%. One hour of brisk physical exercise a day will bring you a 25% raise to your insurance cover.
- This free-of-charge benefit is included in your MyLife insurance policy.
Read more about Nordea MyLife
More detailed information on Nordea MyLife insurance policies is available in the product description and the terms and conditions. Read also the additional information on our insurance policies: Permanent disability cover and critical illness cover. For further information on MyLife Go, read the rules. Product material is available only in Finnish and Swedish.
- Nordea MyLife product descriptionpdf - Opens new window
- Nordea MyLife terms pdf - Opens new window
- Nordea MyLife conditionspdf - Opens new window
- Additional information, Permanent disability coverpdf - Opens new window
- Additional information, Critical illness coverpdf - Opens new window
- Nordea MyLife Go rulespdf - Opens new window
You may apply for Nordea MyLife personal insurance if you are aged 18–63 and reside permanently in Finland. The price of a personal insurance policy is determined individually, and the pricing criteria are your age, the total amount of the insurance cover you have chosen and smoking in the case of cover against serious illness.
Nordea MyLife insurance as well as all product material and customer service related to Nordea MyLife is offered only in Finnish or Swedish. The contractual language used is either Finnish or Swedish, and the purpose of the information provided on this website is only to give a general overview of Nordea MyLife. Critical illness cover and permanent disability cover are issued by Nordea Insurance Finland Ltd (Business ID 2868440-8). Life insurance, i.e. death cover, is issued by Nordea Life Assurance Finland Ltd (Business ID 0927072-8). The additional MyLife Go feature to Nordea MyLife insurance is offered by Nordea Life Assurance Finland Ltd or Nordea Insurance Finland Ltd. Nordea Life Assurance Finland Ltd and Nordea Insurance Finland Ltd sell Nordea MyLife through their agent Nordea Bank Abp. The detailed indemnification criteria and indemnification restrictions related to the different kinds of cover are stated in the insurance terms and conditions and in the product description specifying their meaning. The general limitations on indemnity are laid down in the Finnish Insurance Contracts Act. The operations of Nordea Life Assurance Finland Ltd and Nordea Insurance Finland Ltd are supervised by the Finnish Financial Supervisory Authority, www.finanssivalvonta.fi. Tax information complies with the situation as on 1 January 2020. Taxation may change during the contract period.
The Fjuul app is provided by Fjuul Vision Oy (Business ID 2576529-6). Fjuul Vision Oy is responsible for matters related to the Fjuul app. The company can be contacted via email: Opens new window.