Insurance online in five minutes
- Buying an insurance policy is quick and easy – application and health declaration forms available to you online.
- You can take out one type of insurance cover or compile a cover package that suits your personal circumstances using our calculator.
The only insurance in Finland that rewards you for being physically active
- Unique extra bonus only for Nordea’s customers: you take exercise and we raise your insurance cover.
- Half an hour of brisk physical exercise a day will bring you a 15% raise to your insurance cover.
- One hour of brisk physical exercise a day will bring you a 25% raise to your insurance cover.
Why life insurance?
The idea of a life insurance policy is to secure the wellbeing of your family in case of your passing. Taking out a life insurance policy is therefore especially important if you have a spouse and/or children.
Indemnity from a life insurance policy may also help in inheritance tax payments in order to avoid situations in which property would have to be realised in haste or at an inopportune moment.
- The indemnity we pay to your family members will carry them over in their possibly dire financial situation. The indemnity may help them, for example, in their loan repayments or payments of current expenses.
What does the insurance indemnify?
- The indemnity from your life insurance will be paid to the beneficiary designated by you if you die due to an illness or accident. The beneficiary may also be a person other than a relative – any person, in principle.
Why cover for serious illness?
- The indemnity will be paid as tax-exempt one-off compensation right after a diagnosis or medical treatment measure.
- You can use the insurance indemnity anyway you like – for example, to ensure quick access to medical treatment or flexible return to work.
- Brings relief to your everyday payments and supports the well-being of both yourself and your close ones.
What does the insurance indemnify?
Tax-exempt one-off compensation for the following illnesses and medical treatment measures: Cancer, MS disease, heart failure, acute balloon angioplasty, coronary artery bypass, stroke, renal insufficiency and major organ transplant.
Why cover for permanent disability?
- Particularly important if you are responsible for your own or your family’s income.
- Helps in mending the loss of income in the years to come
- When the income level drops, the old-age pension amount also decreases.
What does the insurance indemnify?
- Tax-exempt one-off compensation for permanent loss of working capacity caused by an illness or accident.
Increase your insurance cover by exercising
- The only insurance in Finland that rewards you for being physically active – you take exercise and we reward you with a better insurance cover.
- Half an hour of brisk physical exercise a day will raise your insurance cover by 15%. One hour of brisk physical exercise a day will bring you a 25% raise to your insurance cover.
- This free-of-charge benefit is included in your MyLife insurance policy.
Read more about Nordea MyLife
Nordea MyLife insurance as well as all product material and customer service related to Nordea MyLife is offered in Finnish or Swedish. The contractual language used is either Finnish or Swedish, and the purpose of the information provided on this website is only to give a general overview of Nordea MyLife.
- Nordea MyLife product description
- Nordea MyLife terms and conditions
- Additional information, Permanent disability cover
- Additional information, Critical illness cover
- Nordea MyLife Go rules
You may apply for Nordea MyLife personal insurance if you are aged 18–63 and reside permanently in Finland.
The covers against critical illness and permanent disability are issued by Nordea Insurance Finland Ltd (Business ID 2868440-8). Life insurance, i.e. death cover, is issued by Nordea Life Assurance Finland Ltd (Business ID 0927072-8). Nordea Bank Abp acts as both insurance companies’ agent. The wellbeing benefit add-on is offered by the insurance company that provides the insurance cover: Nordea Life Assurance Finland Ltd or Nordea Insurance Finland Ltd. The Nordea MyLife app is provided in cooperation with Wellmo (Mobile Wellness Solutions MWS Ltd).
The detailed criteria for claims and the insurance benefit restrictions related to the different kinds of cover are stated in the insurance terms and conditions and in the product description specifying their meaning. The general limitations on claims are laid down in the Finnish Insurance Contracts Act. The operations of Nordea Life Assurance Finland Ltd and Nordea Insurance Finland Ltd are supervised by the Finnish Financial Supervisory Authority, www.finanssivalvonta.fi. Taxation may change during the contract period.