Nordea Prime and other reference rates

Nordea Prime is used as a reference rate for personal customers’ home loans and other long-term loans.

• Nordea Prime is adjusted in line with market rates, although adjustments occur less frequently than in market rates, which makes it more stable.
• Any changes to the interest rate will be announced on the news section of nordea.com at least 14 days before their entry into force.
• The interest rate is affected by the current level of short- and long-term market rates, as well as interest-rate expectations, the inflation outlook and the general economic outlook have an impact on the rate value.
• The interest rate is set by Nordea Bank Oyj.

Historical data on the Nordea Prime rate

This interest rate is applied to certain Nordea savings accounts opened in the past.

We don’t offer accounts with DepositRate as the reference rate anymore. Our PerkAccount and FlexiDeposit are good options for saving.

The Nordea Avista reference rate is an overnight interest rate quoted by Nordea´s money market trading.

• t is determined daily according to Nordea’s liquidity and the prevailing overnight interest in the money markets.
• The interest is quoted for both the euro and the main currencies, and separately for loans and deposits. 
• The Nordea overnight reference rate is used as the reference rate on cheque accounts and the Nordea overnight foreign currency rate as the reference rate on foreign currency accounts.