Flexibility for your housing loan repayments

FlexiPayment for your housing loan

Nordea offers two instalment-free period alternatives for your housing loan: FlexiPayment and a change to your loan repayment schedule.


When you need temporary flexibility for your housing loan repayment in case of unexpected expenses, FlexiPayment is a good solution. It will give you welcome room for manoeuvre when your old washing machine breaks down, for example. Once you have been granted FlexiPayment, you can reduce or increase the amount of your loan instalments according to your needs. In this case you only pay the interest and fees. If your loan already has FlexiPayment, you can change the loan instalment in Netbank. If you want to link the FlexiPayment feature to your loan, contact Nordea Customer Service.

Read more about FlexiPayment.

You can also obtain more information in Netbank at: Loans / FlexiPayment. 

Change to housing loan repayment schedule

A change to your repayment schedule will bring flexibility for your finances if you need a longer-term relief for your loan repayment due to a study leave or an unpaid maternity leave, for example. In such a case, you agree with the bank on a certain instalment-free period and whether your loan period will be extended or the remaining instalments will be increased within your original loan period. During the instalment-free period you do not amortise your loan, paying only the interest and fees.

You can also apply for a credit raise in Netbank, through Nordea Customer Service or at any Nordea branch.

More information is available in Netbank at: Loans / Credit information / Submit application for change in repayment schedule.

FlexiPayment with your loan?

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