InvestmentDeposit account

The product is not on sale. The InvestmentDeposit account is a time deposit account. Its return consists of a deposit interest and a potential additional interest. The additional interest of InvestmentDeposit lots is bound to different reference assets such as shares, indices and commodities. The different reference assets of the InvestmentDeposit offer you safe excitement! You can start investing with 500 euros.

Features Prices Terms and conditions Price performance Features

  • The InvestmentDeposit account is a time deposit account. Its return consists of a deposit interest and a potential additional interest.
  • The deposit interest and the potential additional interest vary by lot.
  • The asset reference affecting the potential additional interest changes with each new lot.
  • The deposit interest paid to the account and the possible additional interest constitute income as referred to in the Act on Withholding Tax on Interest Income for natural persons with general tax liability in Finland and for Finnish death estates.

Deposit interest

  • The deposit interest is fixed for the entire deposit period and calculated from the deposit date to the maturity date.
  • The deposit interest is determined by lot. Please note that the deposit interest may also be 0%.


Potential additional interest

  • The additional interest on each lot is bound to the performance of the market rate of a reference asset. Shares, indices, commodities, foreign currencies, real estate or combinations of the above can serve as reference assets.
  • The reference asset type of the potential additional interest paid on the deposit capital, the possible fluctuation range of the additional interest amount and the determination basis, calculation method and payment of the additional interest are determined separately for each lot and are stated in the special terms and conditions concerning additional interest.
  • The additional interest is not annual interest.

Prices

The deposit interest and additional interest are determined by deposit lot.
The additional interest is not annual interest.

If the deposit is cancelled before maturity, the bank will charge cancellation costs. The cancellation cost includes the bank's refinancing costs, batch-specific costs caused by management of the derivatives agreement and a handling fee 150,00 euros. in accordance with the at any given time valid tariff.

Terms and conditions
Price performance

See InvestmentDeposit account lots and price performance here (pdf, 354 KB)Opens new window

Advice for investments

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How to start investing

There is no reason to wait for the next salary raise – you should start saving now so that you will not regret postponing your saving decision a few years later.

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Saving and investment plan

When managing your savings, perseverance, determination and systematic planning are important. Make a plan with us and take the next step as a saver or an investor.