Draw up a financial plan
Monitoring your spending will bring stability to your everyday life
To examine your finances in the longer term, start by writing down your income and expenses. When you have done so for a few months, your financial situation will become clearer. You will also see if you spend too much on something and if you have any surplus funds.
After drawing up a financial plan, you will feel more confident in taking a loan or saving in the most profitable way.
Draw up a personal budget.
Things to consider
- Do you know your income and expenses exactly?
- Could you compromise on some expenses? Could you obtain any additional income?
- Where do you put your surplus funds each month?
The check list includes some tips that will make managing your finances easier. If you have any problems in paying bills, settle them right away and do not waste any time.
Neuvoja lainoista ja luotoista
Choosing Nordea for all your banking will be worth your while.
You can balance your finances by calculating your regular income and expenses.