Premature payment of loans drawn down 1 December 2010 and thereafter
Premature repayment of a private individual’s loan and change of reference rate are subject to an early closure fee when
- the granted loan amount exceeds 20,000.00 euros, and
- the loan interest is fixed or the interest determination period is at least three years.
An early closure fee is also charged on the above-mentioned conditions for a premature repayment of a part of the loan.
Advice on housing
With the right interest hedging products, you can protect your finances even when market interest rates change drastically.
FlexiPayment gives you leeway for your monthly loan repayment. Another alternative is to extend your instalment-free period. See which one suits you better.